Core Accounts Transformation Product Owner, SVP

Citi • Irving, TX

1d • $144,480 - $216,720 • Onsite

About The Position

The SVP, Core Accounts Transformation Product Owner defines and drives the strategy, execution, and performance of Core Accounts capabilities, with primary accountability for transaction processing, end-of-day (EOD) orchestration, reconciliation, and global deposit insurance and protection compliance. This role leads large-scale global transformation initiatives, including defining the strategy and roadmap, while delivering resilient, compliant, and data-driven processing and control capabilities aligned with business, operational, and regulatory priorities.

Requirements

• 10–15+ years of relevant experience in product management, product development, and/or transaction banking, with demonstrated success operating at scale in complex, global organizations.
• Proven ability to define, own, and execute product strategy, driving measurable business outcomes across product portfolios.
• Demonstrated experience leading large-scale transformation initiatives, including platform modernization and product rationalization.
• Strong business acumen, with experience managing product performance, delivering on time and on budget.
• Deep domain expertise in core accounts, payments, liquidity, or transaction banking, with the ability to translate client, market, and regulatory needs into scalable product solutions.
• Bachelor’s/University degree required

Nice To Haves

• Master’s degree (e.g., MBA) or equivalent experience preferred

Responsibilities

• Define and execute the vision and strategy for Core Accounts capabilities, including transaction processing, end-of-day processing, reconciliation, and virtual wallet services, ensuring scalability, resiliency, and control.
• Manage overall product portfolio performance, with a focus on processing efficiency, reconciliation accuracy, in addition to regulatory compliance outcomes.
• Develop and maintain forward-looking roadmaps aligned to enterprise architecture, regulatory requirements (including deposit protection regimes), and client needs.
• Lead end-to-end execution of transformation programs focused on modernizing transaction processing, EOD orchestration, and reconciliation capabilities across regions.
• Provide oversight across segment product owners, central program teams, and regional stakeholders to ensure alignment, delivery accountability, and consistency of processing and control frameworks globally.
• Drive development and implementation of product constructs supporting the full account lifecycle, including real-time and batch processing, EOD close, data distribution, and reconciliation workflows.
• Translate complex data attributes, transaction flows, and operational processes into robust product capabilities supporting high-volume processing and accurate reconciliation.
• Partner with technology and architecture teams to modernize platforms, including processing engines, data models, reconciliation tooling, and controls frameworks.
• Ensure data lineage, traceability, and integrity across transaction processing and reconciliation to support internal controls and regulatory requirements.
• Ensure compliance with global deposit insurance and protection regulations, including alignment to jurisdictional requirements (e.g., FDIC, FSCS, and other regimes as applicable).
• Maintain robust control frameworks for transaction processing, EOD balancing, and reconciliation accuracy, including oversight of breaks, exceptions, and remediation.
• Proactively assess and manage risks related to processing failures, reconciliation breaks, and regulatory exposure.
• Lead collaboration across technology, operations, legal, risk, and compliance teams to deliver end-to-end processing and control solutions.
• Build alignment across stakeholders on standardized global processing models, reconciliation frameworks, and deposit protection approaches.
• Serve as a senior point of accountability for transformation of core processing and data distribution.

Benefits

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Executive