Consumer Loan Officer - Credit Union

Northwoods Credit Union • Cloquet, MN

7d • Onsite

About The Position

Northwoods Credit Union (NCU) in Cloquet, MN, is seeking a motivated and inquisitive professional to join our team as a Consumer Loan Officer at our Stanley Avenue location. This full-time position offers a stable Monday-Friday, 8:30 AM-5:00 PM schedule. NCU is a purpose-driven organization that values contributions, supports development, and celebrates success. The role involves serving as a trusted financial advocate, understanding members' financial pictures, offering guidance, and introducing personalized loan solutions. Responsibilities include reviewing applications, analyzing credit reports, and finalizing loan documents with a focus on transparency, ethics, and exceptional service. The position also involves educating and empowering members, championing their interests, and building trusted relationships.

Requirements

• High School diploma or equivalent is required.
• Prior experience in consumer lending, financial services, or a related field preferred.
• Two years of relevant work experience in a financial institution setting preferred.
• Familiarity with lending practices.
• Pride in making a difference every day.
• Eagerness to grow.
• Values transparency, accuracy, and member trust.

Responsibilities

• Serve as a trusted financial advocate for members.
• Understand each member's financial picture and offer guidance.
• Introduce personalized loan solutions that align with member goals.
• Review loan applications.
• Analyze credit reports.
• Finalize loan documents.
• Educate and empower members to make informed financial decisions.
• Guide members through the lending process with compassion and professionalism.
• Champion member interests by proactively identifying solutions that serve their best interests.
• Build trusted relationships with members.
• Make sound lending decisions.

Benefits

• Competitive hourly wage ranging from $19.50 to $25.09, based on experience.
• Opportunity to earn additional income through a generous, goal-based incentive program.
• 100% employer paid health insurance options.
• Dental insurance.
• Disability insurance.
• Life insurance.
• 401k match.
• Generous paid time off.
• Paid holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED