Consumer Loan Officer

Straits Area Fed Credit Union•Indian River, MI

2d•Onsite

About The Position

Straits Area Federal Credit Union (SAFCU) is seeking a Consumer Loan Officer to establish relationships with members, identify their needs, and offer appropriate solutions. This role involves evaluating loan applications, consulting with members on their lending needs, and promoting loan products to meet monthly goals. SAFCU fosters an environment that supports employee growth and success.

Requirements

Negotiation skills
Willingness to ask difficult questions
Working under pressure
Multitasking many applications at one time
Strong computer skills
Willingness to learn new programs
Excellent written and verbal communication skills
Ability to work both in a team and independently

Nice To Haves

Credit Life and Credit Disability Insurance
Financial Counseling

Responsibilities

Processes loan and/or visa applications by evaluating applicant information and documentation either in person or electronically.
Consult with members about their lending needs to help them achieve their goal while analyzing their credit worthiness.
Evaluate loan applications and documentation and requests any other documentation that may be needed in making a solid loan decision.
Prepare notes regarding the loan application and submit timely and accurate loan applications to the underwriter(s) for review.
Collect closing information that is needed for the closer to be able to close the loan in a timely manner.
Help customers by answering questions and responding to requests.
Maintain member confidence by keeping loan information confidential.
Promote loan products and meet monthly loan goals.
Maintain knowledge of lending regulations, the economy and rates.