Consumer Lending Manager

Beginnings Credit Union • Ithaca, NY

7d • $76,900 - $90,000

About The Position

Beginnings Credit Union (Beginnings) is seeking a Consumer Lending Manager , who will be for leading and supervising the Consumer Lending and AutoConnection teams to ensure daily activities related to underwriting, processing and funding of applications are compliant with Credit Union policies, procedures and government regulations. The successful candidate will monitor daily production of loans, meet with staff regularly to review individual performance compared to established goals and mentor for ongoing development. Contribute to the quality and growth of the Credit Union’s consumer loan portfolio and ensure processes and procedures promote efficiency and positive member, staff and dealer experiences.

Requirements

• Three to five years of consumer lending underwriting experience.
• Minimum two to three years of management experience.
• (1) A two-year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program.
• Ability to manage multiple tasks concurrently in an efficient and effective manner.
• Strong oral and written communication skills.
• Proficient in technology including Microsoft Word and Excel.
• Excellent judgement and decision-making abilities.
• Ability to build relationships within and outside the credit union.

Responsibilities

• Monitor and oversee all Consumer Lending department operations with regards to training, underwriting, processing and funding of direct and indirect auto loans
• Meet with direct reports at a minimum, monthly, to review performance, expectations, provide support and hold staff accountable for accomplishing goals and assigned tasks
• Establish and deliver goals to staff annually that contribute to and align with the strategic goals of the Credit Union
• Work directly and indirectly with internal departments to strengthen knowledge, provide support related to lending items and maintain effective cross-departmental relationships
• Partner with the Indirect Lending Sales Rep to maintain a competitive and profitable Indirect Lending Program, manage dealer relationships and agreements, providing support as needed in person, by phone or electronically and promote use of credit union’s products and services.
• Generate, maintain, analyze and provides various monthly reports for organizational loan growth, staff productivity and portfolio performance for direct and indirect loans.
• Participate on teams to create efficiencies and lead or assist with the implementation of new processes, technology and departmental changes.
• Underwrite/Process loans in accordance with the Consumer Loan Policy.
• Perform other job-related duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: Associate degree