VP Consumer Lending
About The Position
Working at Arkansas Federal Credit Union GENERAL DESCRIPTION OF POSITION The primary function is achieved by tapping into each employee's highest potential and creating a highly effective team through coaching and leadership. This position is responsible for ensuring that outstanding service is delivered to both internal and external members. Ensure each employee identifies specific needs and suggests appropriate Credit Union solutions. Accountable for overseeing and coordinating workflow for both Direct and Indirect Loan Underwriting. Responsible for balancing the risk and reward of consumer credit decisions while minimizing liability to the credit union and consequently, directly impacting the overall financial performance of the direct consumer loan portfolio. Ensure the timely underwriting of Direct and Indirect Consumer loans within Federal Regulations and credit union policy and procedure without jeopardizing integrity, confidentiality, and accuracy. Display functional expertise and leadership directly affecting the development of new lending policies, procedures, processes, sales techniques, and credit products. Accountable for budgeted loan production for direct and indirect consumer loans and student loans as well as making decisions within existing policies as established by the Board of Directors, President-CEO, EVP-CLO, and SVP-Consumer Lending.
Requirements
- Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 7 years related experience and/or training, and 5 years related management experience, or equivalent combination of education and experience.
Nice To Haves
- Proficient in MeridianLink
- Familiar with Fiserv DNA
- Knowledgeable with indirect auto lending
- Previous leadership experience in the consumer lending industry
Responsibilities
- Oversee Consumer Lending Underwriting (Direct, Indirect and Merchant Lending).
- Leadership, Personal/Organizational Development
- Administration, Community Involvement
- Ensure annual evaluations of work performance are performed for all Direct Consumer Lending staff. Recommend promotions/salary increases within the department to the SVP-Consumer Lending.
- Perform any other related duties as required or assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Executive
Number of Employees
251-500 employees
