Consumer Lending Associate II- Indirect - Buffalo NY
About The Position
Provides credit processing support on Consumer Loan applications to customers, branches, dealerships, third-party vendors from application entry through decision, including directives to ensure Bank regulatory compliance. Works to ensure customer documentation is received and saved to the electronic customer file. Primarily support loans sourced through Indirect channels such as car and boat dealerships, requiring regularly working weekend or evening hours to support these dealerships. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned.
Requirements
- Associates degree, or in lieu of a degree, a combined minimum of 2 years’ higher education and/or work experience
Nice To Haves
- Customer service experience
Responsibilities
- Work with internal departments as well as external customers and third-party vendors to obtain credit related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS transcripts, title search, appraisal, bank statements, etc.
- Maintain effective communication with all necessary parties involved in a new loan application, from the customer, loan officer, telephone contact center, and co-workers to ensure a seamless and positive application experience.
- Provide routine credit processing support and answer questions on requested documentation for direct consumer credit and Indirect dealer applications to internal and external customers.
- Review customer documents.
- Responsible for notating the receipt of each document, indexing and adding to the electronic file.
- Maintain an understanding of multiple systems businesses and product lines to support activities completed.
- Provide coverage for processing items via shared email boxes related to application and subordination related documentation.
- Review departmental procedures and update as needed.
Benefits
- medical
- retirement
- forty hours of paid volunteer time, each year
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
