Consumer Credit Officer

Axos Bank • San Diego, CA

2d • $20 - $25 • Onsite

About The Position

Analyze and perform risk assessments on potential loan applicants determining borrowing history and other specific risk factors to determine credit worthiness.

Requirements

• High school diploma
• 2+ years prior underwriting or credit and risk analysis experience

Nice To Haves

• Experience with indirect auto lending and working directly with dealership staff preferred
• Knowledge of indirect auto finance, dealer funding processes, and consumer lending regulations preferred

Responsibilities

• Prepares sound credit write-ups and ensures all due diligence and background evaluation is complete and thorough before credit requests and/or other approval documents are granted.
• Monitors application underwriting queue, approval queue, final review queue providing timely credit decisions, leverages technology, seeks out efficiencies to improve customer service and reduce cost structures.
• Pro-actively works to ensure the credit quality standards of the Bank are maintained.
• Documenting results; assisting with detecting credit fraud.
• Speaks to customers representing Axos Bank, obtaining and analyzing personal and financial information.
• Evaluate loan documents to insure accuracy and completeness.

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED