Consumer Compliance Analyst

FMHC • Lakewood, OH

5d • Hybrid

About The Position

The FMHC Consumer Compliance Analyst is responsible for supporting all FMHC affiliates in coordinating and conducting compliance reviews and providing guidance to questions related to consumer protection laws to various areas of the bank. The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of FMHC.

Requirements

• 2 to 4 years of experience auditing financial services or banking is required.
• Strong understanding of banking laws, regulations, and guidelines is required.
• Proficiency in MS Office [Outlook, Excel, Word] or similar software is required.
• Resilience
• Collaboration
• Communication
• Service Orientation
• Quality Focused
• Organizational Skills
• Accountability

Nice To Haves

• Experience in mortgage lending is preferred.
• Certified Regulatory Compliance Manager certification is preferred.
• Encompass, Cleartouch, Nautilus (OnBase), various government and investor software/web portals is preferred.

Responsibilities

• Assists with the development and coordination of each affiliate’s efforts to comply with all applicable consumer protection laws and regulations by assisting in the completion of an annual compliance risk assessment which will be used to determine the compliance reviews and audits that will be completed during the calendar year.
• Maintains a current knowledge of all applicable consumer protection laws and regulations and stays informed of proposed regulations and changes in current regulations and their potential impact on the bank. Serves as a contact for providing guidance and responses to questions related to consumer protection laws to various areas of the bank.
• Assists the manager in communicating changes to existing consumer protection laws and regulations so that business unit managers can revise internal policies and procedures to ensure compliance with these changes; assists manager in implementing new laws and regulations by assisting business unit managers in developing internal policies and procedures to support them; provides support to various departments with compliance related questions.
• Monitors compliance with applicable consumer protection laws and regulations by conducting compliance reviews with all affiliates throughout the year and reports findings to applicable business unit managers to affect prompt corrective action.
• Provide support to other areas of compliance as needed.
• Complies with all applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations.
• Other duties as required.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED