Consumer Banking Product Owner

Texas Capital•Richardson, TX

About The Position

The Consumer Banking Product Owner will help shape Texas Capital’s banking strategy and translate it into action. The role identifies opportunities to strengthen products, expand capabilities, and develop strategic partnerships that support long-term growth. It leads complex initiatives from concept through launch and ongoing optimization to improve customer experience, strengthen the bank’s competitive position, and generate measurable business value. The position is part of the Product Strategy team, which defines how consumer, digital, and private banking offerings evolve and compete. The team combines customer insights, market intelligence, and financial analysis to identify opportunities and develop differentiated solutions, collaborating with bank leaders to turn strategic priorities into products and capabilities that deliver customer and business value.

Requirements

  • Bachelor’s degree in finance, business, economics, or a related field.
  • At least 5 years of experience in financial services strategy, product management, management consulting, or a related field.
  • Proven ability to lead complex initiatives, align cross-functional teams, and influence stakeholders.
  • Strong financial modeling and PowerPoint skills, including experience developing business cases and executive-level recommendations.
  • Proficiency in using artificial intelligence tools to improve research, analysis, and productivity.

Nice To Haves

  • An advanced degree.

Responsibilities

  • Help shape product vision and strategic direction for new and existing consumer, digital, and private banking products, including decisions about features, pricing, positioning, value propositions, and go-to-market plans.
  • Lead strategic initiatives from business case development through implementation; establish priorities, align teams across the bank, and maintain accountability for results.
  • Translate customer insights, market research, competitive analysis, and performance data into actionable recommendations that support growth.
  • Establish product success measures and evaluate results; identify opportunities to improve customer adoption, financial performance, and operational effectiveness.
  • Evaluate prospective partners and optimize existing relationships to expand the bank’s capabilities and deliver greater customer and business value.

Benefits

  • Health insurance coverage
  • Wellness program
  • Fertility and family building aids
  • Life and disability insurance
  • Retirement savings plans with a generous 401K match
  • Paid leave programs
  • Paid holidays
  • Paid time off (PTO)
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