Construction Loan Manager

First Farmers & Merchants Bank • Columbia, TN

10h • Onsite

About The Position

The Construction Loan Manager is responsible for overseeing the bank’s construction and development loan portfolio, ensuring sound underwriting, effective risk management, and strong borrower relationships. This role manages all aspects of construction lending, including loan structuring, underwriting oversight, project monitoring, and compliance with regulatory and internal credit standards.

Requirements

• Five years to eight years of similar or related experience.
• A bachelor's degree, or achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree.
• Experience in underwriting and portfolio management.
• Strong knowledge of construction lending practices.
• Understanding of regulatory and credit risk standards.
• Experience working directly with borrowers throughout the construction loan process.
• Excellent communication and leadership skills.

Responsibilities

• Manage and oversee construction and development loan portfolio.
• Supervise construction draws, inspections, and disbursements.
• Provide guidance to the credit analysts on construction loan requests; oversee underwriting including feasibility, budgets, and borrower strength.
• Meet with lending staff and borrower to set upfront expectations as to the structure of the request, the construction underwriting requirements, post approval closing requirements, and ongoing draw process.
• Monitor loan performance and identify emerging risks.
• Ensure regulatory compliance and adherence to internal policies.
• Assist in other Credit Administration tasks as needed

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level