Compliance Officer

FloatMe • Dallas, TX

3d

About The Position

FloatMe runs a compliance management system spanning testing and monitoring, regulatory reporting, state licensing, complaint handling, and disciplined recordkeeping. As we grow across states and products, we are expanding the compliance team with Compliance Officers reporting to the General Counsel and Chief Compliance Officer. In this role you will own and advance core parts of that program: designing and executing compliance tests, supporting regulatory reporting and licensing, and keeping our controls examiner-ready. Officers on the team cross-train and share coverage, bringing independent review to each other's work. If you take pride in a compliance program that can show the evidence behind every conclusion, you will do your best work here.

Requirements

• 4+ years in compliance, audit, risk, or regulatory operations within consumer financial services, fintech, banking, or a comparable regulated environment.
• Direct experience executing compliance work with documented work papers or filings, not only reviewing work prepared by others.
• Working knowledge of federal consumer protection regulations (UDAAP, ECOA and Reg B, Reg E; EFTA and TILA familiarity a plus).
• Strong organization and documentation habits across many concurrent obligations.
• Comfortable with transaction-level data and able to pull or specify your own extracts.
• Meticulous and deadline-driven, able to carry many concurrent obligations without letting anything slip.
• Self-directed, able to run work from start to closure without being managed step by step.
• A clear, precise writer.

Nice To Haves

• Work directly in earned wage access or payments.
• Own multi-state licensing, NMLS account administration, and MU-series filings.
• Stand up testing, licensing, and recordkeeping processes from an early stage rather than maintain mature ones.
• Support examinations and regulatory engagement.

Responsibilities

• Design and execute periodic compliance testing across our earned wage access activity, building defined populations from source systems, documenting your sampling, retaining the source data, and producing work papers a regulator or independent reviewer could follow end to end.
• Assess activity against applicable requirements, including UDAAP, ECOA and Regulation B, and Regulation E.
• Operate the findings and corrective action process: log exceptions, assign owners, track remediation, and validate closure with evidence.
• Maintain a complete, current license and registration inventory and a master compliance calendar covering renewals, periodic reports, assessments, surety bonds, registered-agent obligations, and examination deadlines.
• Prepare and submit regulatory reports and renewals accurately and on schedule, including NMLS filings and support for officer and control-person amendments.
• Handle consumer complaints per procedure, and support UDAAP and marketing review.
• Support release sign-off reviews so covered product changes are captured and evidenced before launch.
• Keep organized, examiner-ready evidence so nothing depends on any one person's institutional memory.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed