Compliance Officer - Fair Lending / CRA

Associated Bank•Minneapolis, MN

1d•$67,480 - $115,680

About The Position

The Compliance Officer - Fair Lending CRA identifies, assesses, and manages fair lending and Community Reinvestment Act (CRA) compliance risk. The position partners with business leaders to provide guidance, analytics, and effective challenge while supporting regulatory readiness and compliance initiatives. It offers exposure to regulatory analysis and examination preparation, along with opportunities for professional growth within the compliance function. The role supports fair lending and CRA compliance across the bank, including analysis of lending-related data, assessment of CRA eligibility, regulatory reporting, examination preparation, and interpretation of regulatory requirements into practical business guidance. The role also monitors regulatory developments and evaluates their potential impacts on compliance programs and business operations.

Requirements

Bachelor’s degree or equivalent experience in compliance, risk management, audit, law, or a related field.
4+ years of experience in bank compliance, audit, risk management, or related areas.
Direct fair lending experience.
Fair Lending and CRA regulatory knowledge.
Experience with regulatory reporting and examinations.
Data analysis and reporting experience.

Nice To Haves

Experience with fair lending analytics or modeling.
CRCM or other compliance-related certification.
Advanced degree in law, compliance, or risk.
Compliance background.
Testing or audit experience.
Mortgage lending experience.

Responsibilities

Conduct fair lending risk assessments across business lines to identify trends, emerging risks, and potential compliance concerns.
Analyze lending, pricing, appraisal, and related data to identify potential disparate treatment and fair lending risk.
Partner with business teams to provide guidance and effective challenge on fair lending compliance matters.
Review products, programs, and business initiatives for regulatory alignment and fair lending risk considerations.
Assess Community Reinvestment Act eligibility for bank activities and document supporting rationale and evidence.
Support regulatory reporting, examination preparation, and responses to compliance-related reviews.
Interpret regulatory requirements and translate them into practical business guidance.
Monitor regulatory developments and evaluate potential impacts to compliance programs and business operations.
Comply with applicable enterprise policies, procedures, laws, and regulations, including Bank Secrecy Act requirements.
Report suspicious activity to Financial Intelligence, customer complaints and procedure violations to management or HR, and ethical concerns through the Ethics Hotline as needed.