Compliance Auditor

Churchill Downs Incorporated•Dumfries, VA

About The Position

The Compliance Auditor supports Colonial Downs Group’s Title 31 Anti-Money Laundering (AML) compliance program through compliance audits, transaction reviews, investigations, and monitoring activities. The position works in accordance with the Bank Secrecy Act (BSA), FinCEN requirements, gaming regulations, Company policies, and Internal Controls. It includes reviewing patron activity and AML documentation, auditing Title 31 processes, reviewing BSRs, CTRs, guest validations, and Enhanced Due Diligence (EDD) records, and assisting with investigations of unusual or suspicious activity. The auditor partners with operational departments to identify compliance risks, support corrective actions, maintain accurate records, and promote regulatory compliance throughout gaming operations. The role is primarily office-based, with periodic property walks to conduct operational reviews, observations, and investigations. The work environment may include gaming floors, crowds, flashing lights, moderate to loud noise, and smoking areas. The Team Member may be required to work long hours, including nights, weekends, and holidays, and may lift, push, or pull up to 25 pounds.

Requirements

High school diploma or equivalent required.
Working knowledge of BSA/AML regulations, FinCEN reporting requirements, Title 31 compliance, CTRs, SARs, KYC, and EDD processes.
Strong auditing, analytical, investigative, and problem-solving skills, with exceptional attention to detail.
Ability to review complex transaction activity, identify trends or anomalies, and document findings clearly.
Strong written and verbal communication skills and ability to communicate compliance findings effectively.
Ability to function well in a high-paced and sometimes stressful environment.
Must obtain and maintain a valid racing license.
Valid driver’s license and at least three years of driving experience required.
Ability to meet the physical demands described, including sitting or standing; walking; using hands to reach, handle, or feel objects, tools, or controls; reaching; climbing or balancing; stooping, kneeling, crouching, or crawling; and talking or hearing.
May be required to lift, push, and pull up to 25 pounds.

Nice To Haves

Associate’s or bachelor’s degree in Business, Compliance, Finance, Criminal Justice, Accounting, or a related field strongly preferred.
One to three years of experience in gaming compliance, AML/BSA compliance, auditing, investigations, banking compliance, or another highly regulated industry strongly preferred.
Proficiency in Microsoft Office and compliance monitoring, audit, or case management systems preferred.
Other combinations of education and experience may be considered.

Responsibilities

Perform Title 31 AML compliance audits, reviews, and testing to evaluate adherence to BSA, FinCEN regulations, Company policies, and Internal Controls.
Perform assigned duties in compliance with applicable federal, state, and local laws, gaming regulations, Company policies, and Internal Controls.
Maintain confidentiality of patron information, investigations, and compliance records.
Review and validate BSRs, CTRs, guest validations, EDD documentation, and other AML-related records for accuracy, completeness, and regulatory compliance.
Conduct transaction monitoring reviews and investigate unusual activity, potential structuring, suspicious transactions, and other identified AML risks.
Report suspected fraud, suspicious activity, policy violations, or regulatory concerns through appropriate reporting channels.
Assist with preparation, documentation, and quality review of SAR filings, AML investigations, and supporting case documentation.
Evaluate compliance processes and procedures to identify control gaps, exceptions, and opportunities for improvement; communicate findings and assist with corrective actions.
Maintain accurate audit workpapers, investigation files, review documentation, and compliance records in accordance with regulatory and Company requirements.
Assist with internal audits, regulatory examinations, and compliance testing by preparing documentation, responding to information requests, and tracking remediation efforts.
Support the Company’s Title 31 AML program through auditing, monitoring, documentation, and maintenance of compliance controls.
Partner with Cage Operations, Finance, Security, Surveillance, and other departments to support AML compliance reviews and resolve identified issues.
Maintain current knowledge of Title 31, BSA/AML regulations, FinCEN guidance, gaming regulations, and Company policies.
Perform other duties and special projects as assigned.