Compliance Analyst

AmeriLife•Clearwater, FL

1d•Hybrid

About The Position

This role primarily focuses on administering the compliance program for the company’s Career distribution channel, through drafting policy and procedures and compliance communications, reviewing and approving advertising/marketing material review, and overseeing sales practice matters. The Compliance Analyst will serve as an individual contributor reporting to the Director of Corporate Compliance, working in a hybrid capacity based out of our Clearwater, FL headquarters. The ideal candidate is a detail-oriented compliance professional with hands-on experience in regulatory compliance, strong knowledge of healthcare and insurance industry regulations, and excellent communication skills. The Compliance Analyst will coordinate reviews of marketing material, develop and update internal policies and procedures, monitor regulatory changes, and collaborate with cross-functional teams to promote a culture of compliance and ethical business practices.

Requirements

2+ years of experience in regulatory compliance, marketing compliance, or related roles within the insurance or healthcare industry.
Hands-on experience reviewing insurance or healthcare advertising/marketing materials and developing or administering compliance policies and procedures is strongly preferred.
Solid understanding of relevant regulations and standards governing healthcare and insurance products, including areas such as health insurance and Medicare marketing rules (CMS guidelines), HIPAA, Affordable Care Act (ACA), state insurance laws, advertising rules, and NAIC model regulations for life insurance and annuities.
Proven ability to interpret regulatory requirements and apply them to business practices.
Proficiency with standard business and compliance tools, including Microsoft Office (Word, Excel, Outlook, Teams) for documentation and reporting.
Exceptional analytical and research abilities with keen attention to detail, especially in reviewing documents and identifying potential compliance issues.
Excellent written communication skills, including experience drafting and editing policy documents or training materials.
Strong verbal communication and interpersonal skills to effectively collaborate with cross-functional teams and provide clear compliance guidance.
High ethical standards and integrity in handling confidential information and ensuring adherence to legal requirements.
Strong organizational and time management skills, with the ability to manage multiple priorities, meet deadlines, and adapt to changing regulatory demands.
Self-motivated with a continuous improvement mindset to enhance compliance processes and controls.

Nice To Haves

Insurance license (state Life & Health Insurance Producer license) preferred but not required.
Experience with compliance management systems, document management platforms, or Learning Management Systems (LMS) is beneficial.

Responsibilities

Review and approve marketing, advertising, and sales materials (e.g., brochures, digital content, emails, social media posts, radio/TV scripts) across the captive agency’s health insurance, life insurance, annuity, and ancillary product lines.
Ensure all materials comply with applicable regulatory requirements (such as state insurance advertising laws, NAIC model regulations for life/annuity products, CMS Medicare marketing guidelines for healthcare products) and align with internal policies and any relevant carrier requirements.
Draft, update, and maintain compliance policies and procedures to reflect current state and federal healthcare and insurance regulations.
Translate regulatory requirements into clear internal policies.
Ensure timely dissemination of new or revised compliance policies to affected business units and provide policy changes as needed.
Monitor the evolving regulatory environment in healthcare and insurance, including changes in laws, regulations, and industry guidelines (e.g., HIPAA, CMS rules, state Department of Insurance bulletins, NAIC advertising guidelines).
Communicate regulatory changes and implications to management.
Assist with agent conduct compliance monitoring and testing activities, to identify potential compliance risks or violations.
Investigate findings, document potential issues, and escalate compliance concerns for resolution.
Collaborate in developing corrective action plans or recommending process improvements to mitigate regulatory risk and prevent recurrence.
Perform other compliance-related duties or special projects as assigned to support the Compliance department’s objectives and ensure continuous regulatory compliance.