Community Banker

Morton Community Bank

17h•Onsite

About The Position

Make the change and be the difference. Take ownership at Clock Tower Bank a division of Morton Community Bank! Established in 1960 with just one location in Morton, IL, Morton Community Bank (MCB) has grown to over 550 employees, 53 branch locations and over $5 billion in assets! We pride ourselves on our dedicated service to our customers and our communities, while placing much value on our internal assets, our employees. Each MCB employee OWNS a portion of the bank with our ESOP (Employee Stock Ownership Plan). The ESOP has proven to be a substantial benefit to employees upon retirement.

Requirements

High school diploma or equivalent
Bachelor’s degree from a four-year university or college; or 2 to 5 years related experience and/or training; or equivalent combination of education and experience
BSA and other Bank related training through BAI is required annually
Overview course provided by MCB
Knowledge of customer service principles
Relevant computer skills

Nice To Haves

Illinois NMLS License (Mortgage Lenders)

Responsibilities

Responsible for the development, maintenance and growth of an individual loan portfolio.
Interviewing, screening and analyzing loan requests for small commercial, agriculture and consumer loans.
Approving, documenting and collecting or denying small commercial, agriculture and consumer loans while adhering to all bank policies, procedures and banking regulations.
Providing solutions and a broad array of lending and deposit products to meet business clients’ capital needs.
Soliciting new profitable business relationships as well as developing and managing existing account relationships.
Solely responsible for all aspects of loans assigned to them from safety and soundness and compliance aspects.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Explain to customers the different loan and credit products that are available, as well as the terms of those services.
Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
Structuring, underwriting, and presenting loan requests in accordance with internal policies and procedures.
Approving small commercial, agriculture and consumer loans within assigned limits and managing loan and portfolio credit quality.
Review and update credit and loan files.
Review loan documents to ensure they are complete and accurate according to policy and prepare and organize loan documents for closing.
Maintain and update calling program in effort to attract new business opportunities.