Commercial Underwriting Portfolio Manager - Irvine, CA (In Office)
About The Position
The Commercial Underwriting Portfolio Manager position at Zions Bancorporation is an in-office role located in Irvine, CA. The company is a premier financial services organization with over $70 billion in assets, dedicated to making a difference in local communities through its local management teams across 11 western states. Zions is committed to the success of its customers and employees, offering opportunities for career growth. The role involves managing and servicing a portfolio of existing loan relationships, expanding customer relationships, and ensuring thorough financial analysis and credit assessment.
Requirements
- Requires a bachelor’s degree and 8+ years of banking, relationship management, lending, underwriting, and credit experience or other directly related experience.
- An equivalent combination of education and experience may meet qualifications.
- Advanced knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
- Advanced knowledge of banking products, services, policies, procedures, and regulations.
- Excellent credit skills in underwriting, financial modeling, valuations, and adherence to policy.
- Requires excellent customer service, relationship, organizational, analytical and creative problem-solving skills.
- Ability to meet deadlines.
- Must have excellent communications skills, both verbal and written.
- Knowledge of various software applications including word processing and spreadsheets.
Responsibilities
- Manage and service a portfolio of existing loan relationships.
- Expand and build relationships with a high degree of resultant customer satisfaction.
- Ensure financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, underwriting, monitoring credit performance and assisting with loan presentations.
- Handle reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
- Assist bankers with new and existing loan requests and other special projects.
- Perform other duties as assigned.
Benefits
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance
- Paid Parental Leave
- Adoption Assistance
- Health Savings (HSA)
- Flexible Spending (FSA)
- Dependent care accounts
- Paid Training
- Paid Time Off (PTO)
- Paid Federal Holidays
- 401(k) plan with company match
- Profit Sharing
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
- Employee may, at the company’s discretion, be eligible to receive a cash bonus award
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Number of Employees
501-1,000 employees
