Commercial Underwriter I

EMC Insurance Companies•Mississippi - Work From Home, MS

1d•$51,201 - $77,796•Remote

About The Position

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. This position can be performed remotely for candidates who reside in AL, GA, MS, TN, LA.

Requirements

Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
Knowledge of commercial insurance products and coverage options preferred
Good problem-solving and analytical skills and the ability to make sound decisions
Strong customer service skills
Ability to work effectively with others, as well as independently
Ability to maintain high standards of professional competence
Good computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Good written and verbal communication skills
Good negotiating skills preferred

Nice To Haves

Insurance designations, such as AINS, AU, CIC or CPCU preferred

Responsibilities

Shadows experienced underwriters to learn company and regional middle market risk appetite and gain experience in developing agency relationships.
Consults experienced underwriters to ask questions and gain understanding in underwriting best practices.
Supports underwriting team by completing tasks, such as reviewing endorsements within authority limit and analyzing assigned new and renewal accounts.
Under supervision, evaluates basic middle market accounts for risk selection and pricing purposes within limited authority.
Analyzes exposure, company and regional risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies.
Maintains proper file documentation in connection with accounts.
Communicates with agents and provides updates on accounts.
Collaborates with marketing representatives to learn about building relationships and providing agents with good customer experiences, responsiveness, and ensuring they select EMC as their insurer of choice.
Attends peer training sessions, corporate workshops, and learning courses to enhance underwriting knowledge and skills.