Commercial Specialty Auto Underwriter

RLI Insurance•Atlanta, GA

1d•Hybrid

About The Position

Under occasional supervision, this role involves underwriting new and renewal Commercial Specialty Auto accounts within the Transportation business. The primary focus is to evaluate and price risks while maintaining a balance between profitability, growth, and customer service. This position requires developing strong relationships with agents and brokers, identifying quality transportation risks, and applying sound underwriting judgment to build a profitable book of business. The underwriter will review more complex submissions, loss experience, and pricing models while operating within assigned underwriting authority.

Requirements

Bachelor's degree in insurance, finance, risk management, business or a related field
Minimum of 3+ years of commercial P&C underwriting experience, preferably with Commercial Specialty Auto or Excess & Surplus (E&S) Transportation accounts
Knowledge of Commercial Specialty Auto and/or E&S Transportation underwriting principles, including operations, risk selection, pricing, and coverage evaluation.
Ability to analyze transportation exposures, loss experience, financial information, and pricing models to make sound underwriting decisions.
Strong understanding of commercial insurance coverage, policy forms, and underwriting guidelines.
Ability to evaluate driver, vehicle, fleet, and operational characteristics to assess risk quality.
Strong analytical and problem-solving skills with the ability to balance production goals and profitability.
Excellent verbal and written communication skills with the ability to explain underwriting decisions and negotiate effectively with agency partners.
Ability to build and maintain productive relationships with agents, brokers, reinsurers, and internal stakeholders.
Ability to prioritize multiple accounts and manage competing deadlines in a fast-paced environment.
Proficient with underwriting systems and technology used to analyze risk and manage a book of business.
Demonstrates sound underwriting judgment and typically possesses underwriting letter of authority appropriate for the role.
Participates in continuing education and remains current on transportation industry trends, regulatory developments, and market conditions.
Works independently on moderately complex risks and escalates unique or non-standard issues when appropriate.

Responsibilities

Analyze, evaluate, price, quote, bind, decline, and renew Commercial Specialty Auto accounts with moderate to high premium volume and risk exposure.
Underwrite transportation risks in accordance with underwriting guidelines and authority levels.
Review submissions, loss history, financial information, driver and fleet characteristics, safety programs, and operational exposures to determine acceptability and pricing.
Apply underwriting judgment to evaluate risk quality, coverage structure, deductibles, pricing, and terms to achieve profitable growth.
Develop and maintain strong relationships with agents, brokers, reinsurers, and internal business partners to support production and service objectives.
Negotiate pricing, coverage, and terms with agency partners while maintaining underwriting discipline.
Monitor renewal business and recommend pricing or coverage changes based on loss trends, market conditions, and account performance.
Document underwriting decisions and maintain complete, accurate account files.
Assist with policy approvals, endorsements, renewals, and other policy servicing activities within assigned authority.
Participate in agency visits, marketing activities, and industry events to strengthen agency relationships and identify new business opportunities.
Assist with special projects and perform other duties as assigned.

Benefits

Employee Stock Ownership plan (ESOP)
401(k) — automatic 3% company contribution
Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)
Paid time off (PTO) and holidays
Paid volunteer time off (VTO)
Parental and family care leave
Flexible & hybrid work arrangements
Fitness center discounts and free virtual fitness platform
Employee assistance program
Comprehensive medical, dental and vision benefits
Flexible spending and health savings accounts
2x base salary for group life and AD&D insurance
Voluntary life, critical illness, & accident insurance for purchase
Short-term and long-term disability benefits
Training & certification opportunities
Tuition reimbursement
Education bonuses