Commercial Risk Analyst II

M&T Bank•Buffalo, NY

20h•$62,200 - $103,600•Onsite

About The Position

This position will be responsible for providing an advanced level of support to the Commercial Scorecard Management team and the first line of defense risk management function. This involves working across several simultaneous projects focused on the identification and assessment of risks, risk monitoring and testing, and issues management. The role also provides scorecard assistance to business partners, including 1LOD scorecard users, SMEs, 2LOD credit officers, the risk rating policy team, and Credit Review/Audit.

Requirements

Bachelor’s degree and a minimum of 2 years' relevant work experience, or in lieu of a degree, a combined minimum of 6 years' higher education and/or work experience, including a minimum of 2 years' relevant work experience

Nice To Haves

Proficient in Excel.
Experience of using SQL, Tableau, Power BI or Python is a plus.
Experience of working with commercial risk, financial models or data is a plus.

Responsibilities

Offer prompt and precise guidance on how to use scorecards, helping both 1LOD and 2LOD credit teams apply commercial scorecards properly when evaluating client credit risks.
Identify trends in scorecard performance and pinpoint emerging issues, carrying out root cause analysis and collaborating with stakeholders to establish improvement plans.
Synthesize different perspectives and share results effectively.
Take part in planning and implementing enhancements to current scorecard models, managing the design and execution of various projects.
Follow all required compliance and operational risk controls according to company and regulatory standards.
Drive continuous improvement of existing processes, develop new processes or enhance existing processes where required including maintenance plans, procedural documentation and custom tools for automation.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.