Evergreen Credit Officer CRE VP

Deutsche Bank•New York, NY

4d•$125,000 - $222,500•Hybrid

About The Position

The Commercial Real Estate Risk Officer manages credit risk for Deutsche Bank’s Commercial Real Estate Group, including approvals for real estate transactions retained on the balance sheet. The role assesses proposed commercial real estate transactions across stabilized, transitional, ground-up construction, conversion, and acquisition or rehabilitation properties. It also sets and monitors counterparty credit limits, negotiates term sheets, reviews due diligence and underwriting, and advises on transaction structures to achieve appropriate risk-return outcomes. The officer serves as a primary intermediary among Business units, department heads, and credit committees, and monitors the existing portfolio, sponsor and guarantor financial capacity, watchlist credits, and market developments. The position also supports credit reporting, impairment analyses, and data integrity, and coordinates with auditors, regulators, and internal teams. The Vice President provides guidance to junior colleagues, trains new team members on CRE fundamentals, and responds to auditor inquiries and presentation requests. The role follows Deutsche Bank’s hybrid working model, with employees expected to work in the New York City office in accordance with that model.

Requirements

Extensive commercial real estate credit experience.
Balance-sheet lending experience.
Ability to analyze and review highly structured loans.
Experience working with internal and external auditors.
Proven ability to use AI tools to improve productivity and workflows while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
Experience leading or managing internal and external audit coordination.
Excellent verbal and written communication skills.
Ability to multitask.

Nice To Haves

Ability to work independently as a highly motivated Vice President.
Structured lending experience.

Responsibilities

Analyze proposed commercial real estate transactions and recommend credit approvals or declines, or suggest new loan terms.
Assess transactions involving stabilized, transitional, ground-up construction, conversion, and acquisition or rehabilitation properties.
Serve as the primary intermediary between Business units, department heads, and credit committees.
Monitor the balance-sheet portfolio and financial and market developments in commercial real estate and related sectors.
Prepare credit reports and due diligence documentation with internal Business unit personnel, consistent with the Bank’s strategies, risk appetite, policies, and procedures.
Monitor the existing portfolio, sponsor and guarantor financial capacity, and watchlist credits; prepare impairment analyses and memoranda as needed.
Assist in structuring transactions to achieve optimal risk-return outcomes.
Maintain data integrity for names and transactions in IT systems.
Assist with and at times lead CRE interactions with internal and external auditors, regulatory authorities, and internal infrastructure teams.
Provide guidance and support to junior team members.
Train new team members on commercial real estate fundamentals.
Respond to auditor queries with clear analysis and responses, and conduct presentations when required.