Commercial Real Estate Relationship Manager - Denver, CO

Zions Bancorporation • Denver, CO

4d • Onsite

About The Position

At Vectra Bank, we’re proud to serve the Rocky Mountain region with the strength of a large financial institution and the personal touch of a community bank. Recognized as a Top Workplace, we combine deep resources with attentive, relationship‑driven service to support families, businesses, and the communities we call home. We’re committed to creating a great place to build a career, welcoming employees whose talent, drive, and diverse perspectives help us deliver custom financial solutions. With day‑one benefits, ample growth opportunities, and a culture centered on listening, collaboration, and care, Vectra Bank is a place to grow, thrive, and make a meaningful impact. We believe we are Big enough to count and small enough to care. With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, we are dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career. We are looking for an experienced Commercial Real Estate Relationship Manager with strong Denver‑market presence who can drive new business while serving as a trusted advisor to sophisticated CRE clients. The ideal candidate brings deep CRE market expertise, a proven track record of portfolio growth, and the ability to independently source complex lending opportunities.

Requirements

• Requires a Bachelors degree and 15+ years’ commercial lending as a Relationship Manager/Lender, credit, banking product and sales experience. A combination of education and experience may meet requirements.
• Significant management experience as a Team Leader developing lenders, portfolio managers and underwriters/credit analysts.
• Proven experience in managing a team of 10+ employees.
• Significant lending experience with the following product types preferred: Industrial, Office, Retail, Multifamily, Senior Housing, Hospitality, Production Home Builder (Public & Private), LIHTC/Affordable Housing, Charter Schools & Metro Districts.
• Knowledge of both Agency and CMBS debt structures
• Demonstrated success managing and growing a sizable CRE loan portfolio with strong asset quality metrics.
• Deep understanding of commercial real estate underwriting, including construction, bridge & permanent loans.
• Strong analytical, negotiation, and relationship‑management skills with the ability to influence decision‑
• Established market presence and professional network within the Denver commercial real estate community preferred.
• Advanced knowledge as a generalist or specialist for unique customer product segments.
• Advanced knowledge of bank products and emerging lending and loan management theories.
• Ability to work independently with minimal supervision while exercising sound judgment and credit discipline.

Nice To Haves

• Established market presence and professional network within the Denver commercial real estate community preferred.

Responsibilities

• Lender responsible for acquiring, analyzing and maintaining lending client relationships.
• Provides suitable credit, deposit or other banking services as well as counsel and advice to best meet clients' needs.
• Analyzes risks and profitability of assigned client base to ensure ongoing profitability and conformity with credit terms.
• Solicits the sale of additional products and services to best meet the needs of clients.
• Develops and implements marketing plans for expanding business.
• Negotiates loan terms and conditions. Remains well versed in industrial, economic and financial situations relating to assigned clients.
• May be assigned specialized industry or market segments.
• Supports and upholds employment policies including bank and branch goals, objectives and regulations.
• Independently sources new commercial real estate lending opportunities through established referral networks, centers of influence, and market presence.
• Manages complex credit relationships, including larger loan sizes, multiple borrowing entities, and sophisticated ownership structures.
• Partners with credit, portfolio management, and treasury teams to structure creative yet prudent financing solutions.
• Provides leadership and mentorship to junior lenders or portfolio managers, as appropriate.
• Represents the bank at industry, networking, and community events to enhance brand visibility and market share.
• Other duties as assigned.

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

What This Job Offers

• Job Type: Full-time
• Career Level: Senior