Commercial Real Estate Loan Underwriter
About The Position
In the Commercial Real Estate Loan Underwriter role, you’ll take the lead on analyzing and underwriting a wide variety of commercial credit transactions—including commercial real estate, lines of credit, asset-based lending, and equipment financing—with a high degree of independence. You’ll dive deep into financial statements, tax returns, and projections to assess borrower strength, evaluate complex deal structures, entity relationships, and collateral. You will create clear, compelling credit memos, annual reviews, and market reports. Use your analytical skills to run projections and “what-if” scenarios that inform smart decisions. Stay proactive—keeping up with market trends, economic shifts, and regulatory updates. Collaborate closely with loan officers, processors, and leadership. Serve as a go-to resource for the team, sharing your expertise and insights. Build and maintain strong relationships within the portfolio.
Requirements
- 5+ years of commercial underwriting experience, including commercial real estate
- Strong foundation in financial and tax analysis
- Confident navigating complex credit structures and regulatory requirements (FNMA, FHLMC, etc.)
- Comfortable with credit analysis tools (Sageworks/Abrigo is a plus)
- Communicate clearly and confidently—both written and verbal
- Take ownership, follow through, and approach work with care and integrity
- Value relationships as much as results
Nice To Haves
- Sageworks/Abrigo is a plus
Responsibilities
- Analyze and underwrite a wide variety of commercial credit transactions—including commercial real estate, lines of credit, asset-based lending, and equipment financing—with a high degree of independence.
- Dive deep into financial statements, tax returns, and projections to assess borrower strength.
- Evaluate complex deal structures, entity relationships, and collateral.
- Create clear, compelling credit memos, annual reviews, and market reports.
- Use analytical skills to run projections and “what-if” scenarios that inform smart decisions.
- Stay proactive—keeping up with market trends, economic shifts, and regulatory updates.
- Collaborate closely with loan officers, processors, and leadership.
- Serve as a go-to resource for the team, sharing expertise and insights.
- Build and maintain strong relationships within the portfolio.
Benefits
- Anthem & Delta Care USA Dental – From day one of employment!
- Life insurance at no cost to associates.
- 401(k) – OCCU contributes up to 6% of gross earnings (dollar for dollar).
- Vacation hours – 13 days per year, rolls over year-to-year and increases with tenure.
- Sick hours – 7 days per year
- Paid Holidays
- Annual performance merit increases
- Professional and personal development programs, including educational grants up to $1k per year and step progression opportunities.
- Annual discretionary bonus
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
