Loan Operations Commercial Real Estate Loan Closer

Texas Capital•Richardson, TX

About The Position

The Senior Loan Operations Commercial Real Estate (CRE) Closer is responsible for closing, funding, booking, and onboarding complex commercial real estate transactions in accordance with approved credit structures, regulatory requirements, and Bank policies. The role coordinates transactions throughout their lifecycle and works with Relationship Managers, Credit, Legal, Treasury Management, Loan Servicing, attorneys, title companies, clients, and other stakeholders to ensure timely and accurate execution. The Senior CRE Closer also serves as a subject matter expert on documentation, due diligence, collateral perfection, and operational best practices. The position supports transaction types including construction loans, participations, syndications, modifications, renewals, and assumptions. It also supports portfolio management, collateral exception tracking, post-closing follow-up, process improvements, system enhancements, departmental projects, and team training. The role ensures compliance with applicable Bank policies, regulatory requirements, and credit administration standards.

Requirements

7+ years of commercial real estate loan closing experience.
Advanced knowledge of commercial loan documentation, lien perfection, collateral requirements, and entity due diligence.
Experience managing multiple complex transactions simultaneously while meeting critical deadlines.
Demonstrated expertise reviewing attorney-prepared and internally generated loan documentation.
Strong understanding of commercial real estate credit structures, construction lending, participations, and syndicated transactions.
Experience working with executive management, clients, attorneys, title companies, and third-party vendors.
Strong analytical, organizational, and risk assessment skills.
Superior verbal and written communication skills.
Strong client service orientation and relationship management skills.
Ability to work independently and make sound decisions in a fast-paced environment.
Excellent problem-solving, critical thinking, and attention to detail.
Ability to manage a high-volume, deadline-driven pipeline of transactions.
Strong organizational, prioritization, and multitasking abilities.
Demonstrated leadership, collaboration, and change management skills.
Proficiency in Microsoft Outlook, Word, Excel, and other commercial lending systems.

Nice To Haves

Bachelor's degree in Business, Finance, Accounting, Real Estate, or a related field, or equivalent experience.
ACBS experience.
Construction lending and syndicated lending experience.

Responsibilities

Lead and manage commercial real estate loan closings from term sheet through funding, booking, and transition to servicing.
Coordinate complex transactions, including construction loans, participations, syndications, modifications, renewals, and assumptions.
Review credit approvals, commitment letters, loan documentation, and due diligence for consistency with approved terms and Bank requirements.
Analyze and validate collateral and entity due diligence, including organizational documents, appraisals, environmental reports, flood determinations, insurance, title commitments, surveys, budgets, and construction-related documentation.
Ensure all conditions precedent to closing and funding have been satisfied and collateral perfection requirements are met.
Coordinate with internal and external stakeholders, including Relationship Managers, Credit, Legal, clients, attorneys, title companies, consultants, and syndicate participants.
Accurately fund and book loans, commitments, amendments, and modifications within ACBS and related systems.
Manage collateral exception tracking, post-closing requirements, and documentation follow-up activities.
Support portfolio management activities, including loan renewals, modifications, and ongoing borrower maintenance.
Serve as a subject matter expert for CRE loan documentation, closing processes, systems, and operational controls.
Assist with process improvement initiatives, system enhancements, departmental projects, and training of team members.
Ensure compliance with applicable Bank policies, regulatory requirements, and credit administration standards.
Perform other duties and special projects as assigned.