Commercial Portfolio Manager Sr - Equipment Finance (Underwriter)

Huntington National Bank•Nashville, TN

2d•$63,000 - $154,000•Onsite

About The Position

This role can be located at any Huntington corporate office. Summary: The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility.

Requirements

Bachelor's degree in accounting, finance, business, or related field
5+ years of experience in commercial credit underwriting

Nice To Haves

Demonstrated success structuring and underwriting commercial credit
Proficiency using Microsoft Word and Excel
Strong written and verbal communication
Strong customer service orientation
Established professional network
High level of professionalism

Responsibilities

Underwrite high quality credit narratives in support of new and existing loans.
Review and analyze applications, financials statements, credit reports, etc.
Spread business and personal financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information.
Understand cash flow from operations, which includes identifying recurring and non-recurring sources.
Research industry trends and risks.
Perform collateral analysis including accounts receivable, inventory, real estate and investments.
Run credit reports and gather/analyze KYC information.
Work with other areas to monitor delinquency, delinquency trends and repossession activity.
Prepare written recommendation as to whether the proposed loan should be approved as presented and provide alternate loan structure recommendations.
Provide leadership and guidance to less experienced analysts, coach and mentor as appropriate.
Lead special projects as needed.
Perform other duties as assigned.