Commercial Portfolio Manager Lead

Glacier Bancorp, Inc.•Fort Collins, CO

6d•Onsite

About The Position

The Portfolio Manager Team Lead is responsible for leading and developing the Bank’s Portfolio Managers while directly supporting Commercial Loan Officers. This role serves in a player-coach capacity, balancing leadership and technical guidance with active involvement in credit underwriting, relationship support, and portfolio administration. The Portfolio Manager Team Lead partners closely with Commercial Loan Officers, Credit Analysts, Loan Operations, and Loan Assistants to provide exceptional customer experience. The Lead assists with maintaining portfolio quality, creating efficient workflows, and ensuring timely responses to customer needs. The position plays a critical role in supporting loan growth while maintaining sound credit quality and regulatory compliance. The Lead is involved throughout the loan and customer relationship life cycle, including financial monitoring, credit underwriting, risk assessment, covenant compliance, and preparation of credit presentations. This position is well-suited for an individual who is focused on enhancing and building leadership and management skills, as well as skills in compliance and credit. This individual enjoys building relationships with loan officers and customers. The role provides hands-on exposure to team leadership responsibilities while supporting ongoing personal and professional growth.

Requirements

Undergraduate degree in business, finance, economics, or a related field preferred.
Minimum of four years commercial portfolio management or credit analysis experience required
Strong ability to read, analyze, and interpret individual and business tax returns; audited or reviewed financial statements; and internally prepared profit and loss statements, balance sheets, statements of cash flows, and cash flow analyses.
Demonstrated ability to evaluate the risk of commercial loan requests through thoughtful, well-supported financial analysis and sound professional judgment.
Thorough understanding of residential and commercial appraisals and their application in credit decisioning.
High level of technical proficiency, including strong working knowledge of underwriting systems and Microsoft Word and Excel; experience with nCino is a plus.
Ability to apply logical and critical thinking to define problems, gather and analyze data, establish facts, interpret technical guidance, manage multiple variables, and draw well-reasoned conclusions.
Comfortable participating in meetings with lending officers and existing or prospective bank customers, as needed.
Excellent written and verbal communication skills, with the ability to communicate clearly, thoroughly, and professionally with internal and external stakeholders.
Strong organizational and time management skills, with the ability to prioritize and manage multiple projects simultaneously while maintaining accuracy, attention to detail, and quality within established timeframes.
Self-motivated, dependable, and detail-oriented professional who follows through on responsibilities and produces high-quality work without compromising integrity.
Collaborative and team-oriented mindset; demonstrates professionalism, builds positive working relationships, and represents the bank in a credible and positive manner.
Proven commitment to confidentiality, with the ability to handle sensitive information in strict compliance with bank policies, procedures, and regulatory requirements.

Nice To Haves

Prior experience mentoring, coaching, or providing functional leadership to other portfolio managers/credit analysts preferred

Responsibilities

Supervise commercial portfolio managers by providing coaching, training, performance feedback, and professional development
Maintain a proficient understanding of bank policies, procedures, and regulatory requirements to serve as a technical resource to the team in risk management and compliance
Provide feedback on credit memos, loan reviews, and other responsibilities to ensure bank procedure is adhered to and work is of high quality
Monitor progress of completion of annual reviews, problem loan reports, and construction loan reviews
Monitor progress of covenant testing and covenant compliance by portfolio managers
Review loan pipeline for Reg B compliance
Participate in Bank’s Adverse Action Committee and provide feedback on reasons for denial
Responsible for monthly review of construction loan invoicing, reconciliation, and other reporting needs
Foster a positive and collaborative work environment through open communication and strong partnerships with coworkers
Manage and oversee assigned commercial credit portfolios, including full analysis of loan renewals, loan reviews, covenant compliance, borrowing base compliance
Assist Commercial Lending Officers with loan structuring, financial analysis, preparation of credit presentations, and submission of credit presentations
Monitor individual credit relationships to identify emerging risks, recommend appropriate actions, minimize potential losses, and support problem loan management when necessary.
Maintain ongoing communication with borrowers, lending officers, and other stakeholders regarding financial performance, credit needs, portfolio monitoring requirements, and loan servicing matters.
Assist with the collection, review, and completion of all required credit, regulatory, and compliance documentation, including financial reporting, CRA, adverse action, and other applicable requirements.
Participate in community involvement, business development, and Bank-sponsored activities.
Identifies and recommends changes to improve underwriting processes, workflows, and cross-functional communication to enhance efficiency, consistency, and customer experience.
Ensures compliance with Bank policies and all applicable regulatory requirements, including BSA/AML, OFAC, and privacy regulations.
Fosters a collaborative, team-first culture, contributing where needed to meet department and Bank objectives.