Commercial Portfolio Manager II

Huntington National Bank•Detroit, MI

1d•Hybrid

About The Position

The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions. This role involves managing a portfolio of commercial customers in partnership with the relationship manager, serving as a highly visible point of contact for customer relationships. The primary focus is on servicing, deepening, and retaining profitable customer relationships by proactively evaluating and mitigating business risks and opportunities, while optimizing customer relationships to grow fees, deposits, and portfolio revenue. A key responsibility is owning the credit quality and monitoring of Commercial portfolio risks, including risk rating new credits and updating existing risk grades. The role also encompasses underwriting quality, portfolio administration, and presenting credit actions to senior management and committees. Teamwork and participation in special projects are expected, along with mentoring Credit Analysts and junior portfolio managers. Maintaining up-to-date market/industry knowledge and successfully interacting with senior leadership, clients, and prospects on a consultative basis are essential.

Requirements

Bachelor’s Degree
3+ years of relevant experience in Commercial Banking.

Nice To Haves

Formal credit training.
Proven and in-depth knowledge of credit products, risk assessment and debt structuring.

Responsibilities

Manages a portfolio of commercial customers in partnership with the relationship manager.
Serves a highly visible role in managing the customer relationship along with the relationship manager assigned to the account.
Services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
Optimizes customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
Owns primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
Works directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer.
Effectively presents proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
Conducts portfolio reviews with senior management.
Functions in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
Participates in special projects.
Mentors Credit Analysts to develop required competencies and experience.
Prioritizes work to meet customer expectations.
Performs analysis of existing portfolio to identify trends and opportunities.
Maintains up-to-date knowledge of market/industry trends.
Serves as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.
Has the ability to successfully interact with senior leadership, clients and prospects on a professional consultative basis.
Performs other duties as assigned.