Commercial Portfolio Manager II - CIP
About The Position
The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions. This role involves managing a portfolio of commercial customers in partnership with the relationship manager, servicing, deepening, and retaining profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities. The position optimizes customer relationships by working directly with Relationship Managers to grow fees, deposits, and portfolio revenue. A key responsibility is the credit quality and monitoring of Commercial portfolio risks, including risk rating new credits and ongoing updating of risk grades. The role also encompasses underwriting quality, portfolio administration, and ongoing credit quality of the assigned portfolio. The Commercial Portfolio Manager II will present proposed credit actions to Senior Loan Committee and conduct portfolio reviews with senior management. Teamwork and participation in special projects are expected, as is mentoring Credit Analysts and junior portfolio managers, credit analysts, and relationship managers. The ability to successfully interact with senior leadership, clients, and prospects on a professional consultative basis is essential.
Requirements
- Bachelor’s Degree
- Minimum of 3+ years of relevant experience in Commercial Banking.
Nice To Haves
- Formal credit training.
- Proven and in-depth knowledge of credit products, risk assessment and debt structuring.
Responsibilities
- Manages a portfolio of commercial customers in partnership with the relationship manager.
- Will have highly visible role in managing the customer relationship along with the relationship manager assigned to the account.
- Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
- Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
- Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
- Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
- Will work directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer.
- Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
- Conduct portfolio reviews with senior management
- Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.
- Mentor Credit Analysts to develop required competencies and experience.
- Prioritize work to meet customer expectations.
- Analysis of existing portfolio to identify trends and opportunities.
- Maintain up-to-date knowledge of market/industry trends
- Will serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.
- Will have the ability to successfully interact with senior leadership, clients and prospects on a professional consultative basis.
- Performs other duties as assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
