Commercial Portfolio Manager I
About The Position
This role supports lenders in managing commercial loan portfolios. Key responsibilities include assisting with loan structuring, closing, and analysis, coordinating loan documentation, administering appraisals, and managing various aspects of loan administration such as annual reviews, renewals, financial statement requirements, and covenant monitoring. The position also involves identifying and resolving credit information issues, responding to examiner requests, assisting customers with loan needs, cross-selling bank services, and maintaining compliance with bank policies and risk management standards. A strong emphasis is placed on delivering excellent customer service and adhering to Serving More standards.
Requirements
- High School diploma or equivalent required
- 2+ years experience in a commercial lending environment
- Demonstrated ability to champion change
- Connects organization to Industry and Community
- Results oriented
- Ability to build collaborative relationships
- Ability to influence others
- Values and seeks out diversity, equity, and inclusion
- Demonstrated empathy and respect for colleagues
- Demonstrated active listening ability
- Demonstrated ability to deliver clearly defined expectations
- Demonstrated ethics and integrity
- Demonstrated drive and purpose
- Demonstrated capacity to learn
- Demonstrated adaptability
- Increased self-awareness
Nice To Haves
- Bachelor's degree in business related area
- preference in underwriting
Responsibilities
- Assist the lender in structuring and closing loan requests
- Assist the lender in working with the department to collect, analyze, and evaluate loan requests for consideration by the appropriate loan approval authority
- Coordinate loan documentation in consultation with legal counsel
- Administer appraisal ordering process
- Manage annual reviews and renewals, portfolio reviews, financial statement requirements, loan covenants, collateral exceptions, borrowing bases, delinquencies, construction draws and monitoring, and other reporting
- Coordinate execution of deed of trust releases and other security instruments as required
- Identify problems or potential problems with credit information and coordinate with the necessary party to resolve the problems
- Comply with requests from loan review and other internal/external examiners
- Assist existing and new customers with loan requests, inquiries and servicing needs
- Cross sell new services to commercial relationships, working directly with Relationship Managers, Treasury Management, Trust, and other team members as appropriate
- Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
- Deliver a consistent, high level of service within our Serving More standards
- Other duties as assigned
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
