Commercial Portfolio Analyst (HYBRID)

First Technology Federal Credit Union • Hillsboro, OR

2d • Hybrid

About The Position

The Analyst, Commercial Portfolio manages an existing commercial loan portfolio by effectively liaising with internal and external business partners. This role involves analyzing business and commercial loans, evaluating ongoing performance, ensuring compliance, and conducting financial analysis with a focus on cash flow, liquidity, and leverage. The analyst will partner with various stakeholders, request and review documentation, create reports, and maintain a compliance monitoring database. Additionally, the role requires staying updated on products, rates, and regulatory compliance, and managing requests related to Commercial Lending Servicing.

Requirements

• Bachelor’s degree in Finance or other related fields of study is preferred.
• Minimum 1 year experience in an analyst role supporting commercial and/or business lending portfolio analysis.
• Experience evaluating and analyzing complex tax returns is preferred.
• Strong knowledge of accounting principles and financial analysis methodologies.
• Demonstrated ability to present complex commercial lending and credit risk related information.
• Strong analytical and problem-solving skills; ability to resolve complex issues with minimal direction.
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines.
• Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders.
• Demonstrated ability to establish credibility and rapport with internal and external stakeholders.
• Proven ability to maintain confidentiality and professionally handle sensitive documents.
• Intermediate knowledge of Microsoft Office Suite.

Responsibilities

• Analyze existing business and commercial loans and evaluate ongoing performance levels.
• Ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc.
• Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis.
• Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration.
• Request, collect, and review quarterly and annual review documentation.
• Create and present relevant loan portfolio reports as required.
• Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements.
• Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirements.
• Manage and process requests relating to various areas of Commercial Lending Servicing.

Benefits

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 15 days of Paid Time Off your first year of employment + 3 Personal Days each calendar year
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level