Commercial Portfolio Analyst II (HYBRID)

First Technology Federal Credit Union • Hillsboro, OR

1d • Hybrid

About The Position

The Commercial Portfolio Analyst II manages an existing commercial loan portfolio by effectively liaising with internal and external business partners. This role involves analyzing existing complex business and commercial loans, evaluating ongoing performance, and ensuring compliance with specific requirements. The analyst will also conduct financial and repayment analysis, partner with various stakeholders on commercial real estate finance and loan administration, and maintain a compliance monitoring database.

Requirements

• Bachelor’s degree in Finance or other related fields of study is preferred
• Minimum 3 years’ experience in an analyst role supporting commercial and/or business lending portfolio analysis
• Experience evaluating and analyzing complex tax returns
• Strong knowledge of accounting principles and financial analysis methodologies
• Demonstrated ability to present complex commercial lending and credit risk related information
• Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
• Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
• Demonstrated ability to establish credibility and rapport with internal and external stakeholders
• Proven ability to maintain confidentiality and professionally handle sensitive documents
• Intermediate knowledge of Microsoft Office Suite

Responsibilities

• Analyze existing complex business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc.
• Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis
• Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration
• Request, collect, and review quarterly and annual review documentation
• Create and present relevant loan portfolio reports as required, and provide insights and strategic business recommendations
• Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements
• Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirements
• Manage and process requests relating to various areas of Commercial Lending Servicing
• Participate in training and orientation of Analysts

Benefits

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Paid Time Off: You’ll accrue up to 15 vacation days in your first year. In addition, you’ll receive 40 hours of sick time and 3 personal days, which refresh annually
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 501-1,000 employees