Commercial Loan Processor - Houston, TX

TRB Bank • Houston, TX

6d • Onsite

About The Position

The Commercial Loan Processor is responsible for coordinating all documentation requirements to complete commercial loan transactions from submission of application to loan closing. This role provides assistance and support to the professional lending staff regarding loan documentation preparation and review. The processor ensures loans are processed in compliance with internal and external lending guidelines and protects the Bank’s security interest.

Requirements

• A self-starting team player.
• Minimum 3-5 years real estate and commercial processing experience – financial institution preferred.
• Knowledgeable in loan compliance and regulations.
• Strong analytical skills and decision-making abilities.
• Strong working knowledge of real estate and commercial loan underwriting concepts, techniques, compliance, and regulatory guidelines.
• Ability to manage multiple priorities and meet deadlines in a fast-paced, high-volume work environment with accuracy and minimal supervision.
• Display a positive team working attitude with associates in all departments.
• Strong computer skills, with an emphasis on loan platforms.
• Must be able to be physically present in the Bank to perform job duties.

Nice To Haves

• Proficient in Microsoft Office and AdobePro is preferred.

Responsibilities

• Reviews loan packages for completeness and accuracy.
• Requests required documentation on approvals.
• Reviews loan documentation, recognizes deficiencies and takes appropriate steps to ensure accurate documentation, including data entry.
• Maintains close communication with attorneys.
• Immediately resolves any issues that would negatively impact the Bank’s future collectability, lien position, equity position, and/or marketability.
• Presents complete package with approval to close once all documentation has been collected, reviewed, and approved.
• Audits all loan packages to ensure proper signatures, disbursements, and documentation are obtained. Immediately reports and resolves any issue that requires corrective action and meets all regulatory timelines.
• Uploads loan documents to Bank’s imagining software.
• Provides payoffs, loan verifications, and processes releases of lien.
• Complies with federal and state regulations and all established Bank policies and procedures.
• Reviews loans for correct and accurate entry and coding to ensure compliance with federal and state regulatory requirements as well as general Bank financial reporting requirements.
• Assists the Commercial Real Estate department as needed to prepare renewal loan documentation, modifications, paid out files, and releases of lien.
• Performs additional duties as requested.
• Supports and promotes the Bank’s vision, mission, core values, organizational structure, and policies and procedures.
• Must have excellent analysis, observation, and decision-making skills.
• Highly focused, able to rapidly determine key priorities, clearly communicate the priorities, and ensure resources are properly aligned.
• Excellent interpersonal and communication skills are necessary for maintaining effective relationships with Board members, officers, employees, and members of the business and civic community.
• Individual should be able to work under high pressure situations and a stressful atmosphere while remaining composed at all times.
• Provides strong, compassionate, and visible leadership, which fosters positive attitudes and trust among employees and customers.
• Other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED