Commercial Loan Portfolio Manager

National Cooperative Bank. N.A.•Arlington, VA

4d•Hybrid

About The Position

This role supports the portfolio management, relationship management and business development activities of the Bank’s commercial lending activities in the following Lines of Business: Grocery, Hardware, Retail, Healthcare, NMTC and Alaska/Native.

Requirements

Formal Credit Training
Strong writing and verbal communication skills
Well organized
Attention to detail
Quick learner
Multi-tasker
Knowledge of loan documentation
All Windows based software, Word and Excel
Spreading tool for Financial Statements
NCB’s loan approval and relationship management software tools (nCino, Customer Insight)
3+ years of experience in the following Commercial Lines of Business: Grocery, Hardware, Retail, Healthcare, Alaska/Native
Knowledge of credit administration
Experience dealing with customers

Responsibilities

Complete Annual Reviews to ensure the accuracy and completion of records.
Conduct site visits with the direction of Business Development Officer (“BDO”), or Team Leader, or Line of Business (“LOB”) Leader as needed.
Identify, track, and communicate updates for identified risk to Team Leader, The First and Second Line of defense as well as BDOs.
Collaborate with Team Leader and other Portfolio Managers/Relationship Managers (“RM”) to mitigate outstanding challenges, and collaborate with the account manager on issues that require immediate attention.
Fulfill Ad-hoc assignments/portfolio maintenance activities as needed by Team Leader, BDO or LOB Leader, including but not limited to, assist with Deal Discussion, Modification, and Watchlist memos.
Prepare and communicate findings for all quarterly compliance reports, and loan covenant monitoring for relationships that require quarterly compliance.
Become proficient utilizing nCino, spreading financial statements, ensuring, and verifying borrowers’ loan covenants and financial reporting, and tasks others when needed.
Upload any additional documentation the BDOs and RMs may receive during the review process.
Stay abreast of NCB’s loan policy, industry trends and issues; attend industry trade shows and seminars, when necessary; and participate in bank focus groups to facilitate the improvement in specific processes relative to the Corporate Team.
Assist Team Leader with quarterly CU Loan Source monitoring compliance.
Other Team responsibilities as applicable