Commercial Loan Operations Specialist
About The Position
Farm Credit Mid-America is a financial services cooperative serving the financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences. Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 13 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do. The Commercial Loan Operations Specialist, known internally as Portfolio Representative- Originated, is responsible for retaining and increasing the Association’s Food and Agribusiness portfolio with new and existing loan transactions and creating a world class customer experience for internal and external customers. The Portfolio Representative- Originated manages a portfolio of complex originated loan transactions, including those involving multi-bank syndications. This role proactively oversees an assigned portfolio where Farm Credit Mid America serves as the lead lender, all while adapting to continuously evolving priorities and deadlines, and monitoring and completing loan transactions.
Requirements
- High school diploma/GED with 7 years relevant experience required.
Nice To Haves
- Bachelor's degree with 3 years relevant experience preferred.
Responsibilities
- Manages an assigned portfolio of originated loans, including complex and multi bank syndicated transactions, supporting portfolio performance and customer relationships.
- Processes loan transactions and servicing activities, including new loans, modifications, and renewals, to support timely and accurate execution.
- Prepares, reviews, and validates complex loan documentation and terms, including master participation agreements, allocations, participation certificates, and other appropriate documentation.
- Approves actions under delegated authority, escalating issues as needed.
- Maintains loan compliance and operational accuracy by managing required control reports and adhering to Association policies and procedures for large dollar transactions.
- Represents the Association externally, participating in industry events and customer visits with sales and credit partners, supporting relationship management efforts.
- Manages assigned work with minimal direction delivering a high degree of accuracy, quality and timely completion.
- Applies functional knowledge and judgment to evaluate information and make informed decisions.
- Anticipates needs, manages competing priorities, and proactively communicates status or risks.
- Supports process improvements by identifying gaps and recommending practical solutions.
- Collaborates effectively across teams to advance shared goals and business outcomes.
- Serves as a resource to less experienced team members through informal guidance.
Benefits
- Medical, dental, and vision insurance
- Well-being and fitness reimbursement programs
- Paid vacation, sick leave, and holidays
- 401(k) plan with company contributions and matching opportunities
- Paid parental leave
- Short-term and long-term disability coverage
- Tuition reimbursement and professional development programs
- Community involvement and volunteer opportunities
- Variable compensation opportunities for eligible positions
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
