Commercial Loan Officer - Ephrata/Lancaster Area

Mid Penn Bank - Millersburg Branch•Manheim Township, PA

16d•Onsite

About The Position

A great banking experience starts with a great team! To support our continued growth, Mid Penn Bank is actively seeking a Commercial Loan Officer to support our growth in the Ephrata and Lancaster markets! We believe that our ongoing success depends upon a skilled, satisfied, and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities.

Requirements

A B.S. or B.A. degree in a related field normally required; specialized banking education and training.
A minimum of three (3) to five (5) years' experience in related positions normally required.
Valid Driver’s License is required.
Regular and predictable attendance is required.
Individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.

Nice To Haves

Formal credit training and/or commercial credit analyst experience strongly preferred.

Responsibilities

Develops new and existing commercial loan business relationships.
Requests applicant financial statements, credit reports, and other information pertinent to the loan applicant’s evaluation to help ensure loan meets established lending requirements.
Interviews loan applicants and collects and analyzes financial and related data to determine the general creditability of the prospect and the merits of the specific loan request; establishes and negotiates the terms under which credit will be extended, including the costs, repayment, and collateral requirement.
Compiles loan packages and facilitates negotiation of loan structure with applicant; ensures loan agreements are complete and accurate according to Bank policy; ensures timely loan closing and funding activities; approves loans within established lending authority.
Maintains credit quality and portfolio administration within bank guidelines including participation in the collection of delinquent accounts.
Serves as a member of the Bank's sales team; identifies qualified referrals, makes group sales calls where these types of calls will improve the opportunity for new business development.
Maintains an active role in community affairs to improve Bank’s visibility in the area; serves on various civic committees to increase Bank community involvement.
Maintains a working knowledge of Bank operating policies and procedures which impact commercial services.
Effectively utilizes the bank’s Customer Relationship Management program to track customer sales and service activities as well as cultivate prospective opportunities within the office’s market area.