Commercial Loan Officer
About The Position
Manage commercial credit relationships in addition to some consumer mortgage and auto loans. Create and maintain close relationships with all parties involved in loan transactions while facilitating sales through the structuring of creative and appealing loan products. The position is a commercial lender position with a focus on building and managing agriculturally based relationships. Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals. Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.
Requirements
- Bachelor’s degree in business or finance (Sales/loan experience may be considered in lieu thereof.)
- Two to five years’ experience with lending or commensurate experience
- Excellent sales, organizational, managerial and interpersonal skills
- Excellent oral and written communication skills
Responsibilities
- Manage commercial and consumer lending relationships
- Serve as a market/branch leader in loan production
- Direct and implement business development activities for both new and assigned loan relationships
- Analyze loan request primarily related to the assigned lending portfolio
- May be relied on a source of information for lesser qualified consumer lenders
- Oversee and, as required, manage the collection and legal actions for various loan relationships in concert with the Special Assets Administrator, Chief Lending Officer, Regional President, Market President, and Community Bank President
- Participate in various bank loan committees as designated
- Active in Community events of branches which may include assisting in planning and execution
- Make recommendations to management regarding product improvement or changes
- Mentor branch staff promoting an atmosphere of coaching and learning
- Refer depository and other business lines from customer base to the Branch Retail Manager
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
