Commercial Loan Officer
About The Position
AmeriCU Credit Union is seeking a Commercial Loan Officer to join their team. This role is responsible for promoting and selling Credit Union products and services to potential and existing business members. The Commercial Loan Officer will work with business owners, Chief Financial Officers, or designated advisors to analyze borrowers' financial and operating strategies, recommending credit solutions that meet their immediate and long-term capital needs, while adhering to the AmeriCU Commercial Lending Loan Policy guidelines. This is a great relationship-building and sales opportunity based in the Capital Region (Albany and Surrounding Areas).
Requirements
- Experience in analyzing borrowers' financial and operating strategies.
- Familiarity with credit solutions and capital needs.
- Adherence to lending policies and guidelines.
- Ability to manage and service a loan portfolio.
- Skills in maintaining member relationships and communication.
- Proficiency in obtaining and evaluating financial information.
Nice To Haves
- Sales experience
- Relationship building skills
- Experience in the financial services industry
Responsibilities
- Maintains ongoing business relationships with current members to identify cross-selling opportunities and solicit new business.
- Conducts outside sales calls on prospective members to assess needs and present/sell products and services.
- Acts as a member of the sales team, participating in group sales calls to enhance new business development opportunities.
- Cross-sells, networks, and promotes AmeriCU services within the community, positively representing AmeriCU at trade and service organizations.
- Requests and evaluates borrower-provided information necessary for underwriting.
- Manages, maintains, and services a loan portfolio to meet lending requirements, maximize profitability, and manage acceptable risk.
- Maintains ongoing communication with members to stay informed about operating strategies and capital needs, and obtains updated financial information as required.
Benefits
- Competitive Medical, Dental & Vision coverage
- Generous Health Savings Account contribution (with HDHP enrollment)
- Paid Holidays
- Paid Time Off — Personal, Sick, and Birthday Time Off
- Employee Appreciation Events
- 401(k) with employer match (after 1 year of service)
- Employee Assistance Program
- Tuition Reimbursement for full‑time employees (after 1 year of service)
- Life Insurance & AD&D for full‑time employees at no cost
- Enhanced Short‑Term Disability at no cost to you
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
