Commercial Loan Officer

HawaiiUSA Federal Credit Union • Honolulu, HI

16h • Hybrid

About The Position

Provide day-to-day business services support to the various line units. Meet with businesses and prospects to discuss and solicit business services. Interface with line and staff units to help promote business services. Assist in business loan write ups and in the maintenance and security of the business loan documents.

Requirements

• Two to three years of commercial loan experience (i.e. lender, loan underwriter, and documentation & administrative servicing experience)
• Able to work under stressful situations.
• Able to work with minimal supervision.
• Traveling around and using driver’s licenses and personal vehicle to get around.

Responsibilities

• Acquire and analyze pertinent business credit information, financial statements, tax returns, and related data required to properly evaluate business loan requests.
• Have excellent knowledge of all NCUA regulations pertaining to business lending.
• Analyze and spread financial statements as needed.
• Assist in the presentation of loan requests to Management Loan Committee.
• Monitor loan documents for accuracy and timely closing.
• Underwrite Annual Loan Reviews and follow up on any loan covenants (financial statements, insurance policies, etc.).
• Review and/or assist in the preparation of departmental business loan reports as required.
• Cross sell other Credit Union services and participates in external events such as the SBA forums.
• Provide business services support to the enterprise, including but not limited to the Branches and MSC.
• Ensure that job responsibility is performed in accordance with CU’s policy and procedures.
• Train other business loan center staff members and Branch/MSC staff as required.
• Perform other duties as assigned.

Benefits

• 100% of employees with single medical, drug, vision, and dental monthly health insurance premiums covered
• Paid volunteer time
• Pay it forward program
• Matching charitable donations up to $250 per year per employee
• Tuition assistance for higher education
• Paid Time Off
• 11 Paid Holidays
• 401(k) and 3% Employer Contribution
• Health insurance
• Paid time off
• Vision insurance
• Dental insurance
• Prescription drug insurance
• Tuition reimbursement
• Life insurance
• Flexible spending account
• Disability insurance
• Health savings account
• Opportunities for advancement
• Employee assistance program
• Referral program
• Retirement plan
• Employee discount
• Paid training
• Professional development assistance
• AD&D insurance
• Volunteer time off
• Credit union membership
• Paid orientation

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 101-250 employees