Commercial Loan Officer Non-Profit

Rockland Trust Company•Peabody, MA

About The Position

Develops a list of prospective new clients and engages in new business development activities required for adding new customer relationships on a consistent basis. Calls on existing customers to develop new business and increase or retain existing relationships. Develops and services a variety of non-profit clients through providing tax-exempt bonds, loans or lines of credit ranging from $5MM to $75MM in credit exposure. Guides the credit department or junior officers in the analysis of credit opportunities and the development of appropriate credit approval request documents. Establishes and recommends appropriate loan structures, products and terms, within established lending limits, with input from manager. Monitors current loans and credit lines within the assigned portfolio, with assistance from Portfolio Manager, to ensure complete compliance with loan terms and bank policies.

Requirements

Advanced sales and marketing skills
Understanding and proficiency in working with credit legal documentation a must
Understanding and experience with tax-exempt financing products
Demonstrated ability to review and evaluate documentation for risk
Related experience with regulatory, compliance and due diligence requirements
Updates job knowledge by participating in educational opportunities
Understanding of Bank operations and familiarity with the credit process
Strong organizational, reasoning and communications skills
Self motivated and independent with the ability to multi task, balance a demanding work load and meet critical deadlines
PC skills including Word, Excel and Power Point are a must
Ability to establish and maintain effective working relationships
Five or more years of credit analysis and portfolio management experience
Three or more years of middle market commercial lending experience, strong credit skills and a record of success in developing, maintaining and closing new business.
Ability to utilize deductive and inductive reasoning to solve problems
Ability to understand new information and apply it for future problem-solving and decision-making

Responsibilities

Develops a list of prospective new clients and engages in new business development activities required for adding new customer relationships on a consistent basis.
Calls on existing customers to develop new business and increase or retain existing relationships.
Develops and services a variety of non-profit clients through providing tax-exempt bonds, loans or lines of credit ranging from $5MM to $75MM in credit exposure.
Guides the credit department or junior officers in the analysis of credit opportunities and the development of appropriate credit approval request documents.
Establishes and recommends appropriate loan structures, products and terms, within established lending limits, with input from manager.
Monitors current loans and credit lines within the assigned portfolio, with assistance from Portfolio Manager, to ensure complete compliance with loan terms and bank policies.