Commercial Loan Assistant II

First United Bank•Durant, OK

2d•Onsite

About The Position

This position is responsible for providing exceptional service to bank customers by assisting with commercial loans as well as utilizing knowledge of the various accounts and products offered by the bank. Supports First United’s strong relationship banking culture through on-going customer contact, exceptional customer service, and superior product knowledge. Provides administrative support to the Community Bank President including closing, funding and booking loans, preparing loan worksheets, collecting and ordering necessary documents. Coordinates, schedules, and prepares Regional President for meetings. Prepares agenda and PowerPoint presentation, conducts necessary research, and briefs Regional President in advance. Arranges travel/corporate meetings and develops itineraries and agendas. Records minutes for certain designated meetings. Delivers first line of support to internal and external stakeholders. Actively manages the Regional President's workload by acting as gatekeeper, managing incoming calls and visitors. Updates loan information in computer. Ensures that loan files contain documents with proper signature, dates, and other relevant data. Assembles and verifies accuracy of loan documentation by checking documents for proper vesting, legal descriptions, closing dates, and signatures. Prepares and monitors line of credit advances. Prepares and sends wire forms to Wire Department for wires requested by customers, for participation loans, and loan funding. Handles advances and pay downs on floor plan line of credit. Monitors and maintains sold and bought participation loans. Prepares and closes deferrals. Provides assistance to the loan officer with exception reports. Coordinates loan closings. Gathers and sends all necessary information to CSR to open and make changes to customer accounts. Answers telephone inquires and written inquires concerning loan processing and account information. Receives and posts loan payments. Prepares and mails past due letters and collection letters. Provides NADA values for customers. Performs variety of clerical duties requiring knowledge of departmental procedures. Acts with a strong sense of integrity in all situations and has the ability to maintain strict confidentiality. Handles customer complaints and escalates issues to supervisor as needed. Maintains cleanliness in and around work station. Recommends to supervisor possible methods to improve department. Completes all required compliance exams on a yearly basis. Adherence to all First United Policies and Procedures. Dresses professionally. Other duties as assigned by supervisor.

Requirements

High school diploma or GED required.
Prior banking experience.
One to two years of prior loan assistant experience.
Basic mathematical skills.
Proficient computer skills.
Strong understanding of loans and loan products.
Ability to initiate tasks and projects with little or no supervision.
Exceptional customer service skills.
Strong problem-solving and decision making skills.
Demonstrates good judgment.
Strong organizational skills and attention to detail.
Strong interpersonal skills and ability to work well with a wide range of people.
Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.
Ability to use e-mail, phone, and other communication tools are necessary.
Willingness to accept additional responsibilities.
Dependable and adheres to time lines and schedules.
Takes initiative in development and completion of projects.

Responsibilities

Explains, promotes, and sells bank products and services as appropriate based on individual customer needs.
Provides administrative support to the Community Bank President including closing, funding and booking loans, preparing loan worksheets, collecting and ordering necessary documents.
Coordinates, schedules, and prepares Regional President for meetings.
Arranges travel/corporate meetings and develops itineraries and agendas.
Records minutes for certain designated meetings.
Delivers first line of support to internal and external stakeholders.
Actively manages the Regional President's workload by acting as gatekeeper, managing incoming calls and visitors.
Updates loan information in computer.
Ensures that loan files contain documents with proper signature, dates, and other relevant data.
Assembles and verifies accuracy of loan documentation by checking documents for proper vesting, legal descriptions, closing dates, and signatures.
Prepares and monitors line of credit advances.
Prepares and sends wire forms to Wire Department for wires requested by customers, for participation loans, and loan funding.
Handles advances and pay downs on floor plan line of credit.
Monitors and maintains sold and bought participation loans.
Prepares and closes deferrals.
Provides assistance to the loan officer with exception reports.
Coordinates loan closings.
Gathers and sends all necessary information to CSR to open and make changes to customer accounts.
Answers telephone inquires and written inquires concerning loan processing and account information.
Receives and posts loan payments.
Prepares and mails past due letters and collection letters.
Provides NADA values for customers.
Performs variety of clerical duties requiring knowledge of departmental procedures.
Acts with a strong sense of integrity in all situations and has the ability to maintain strict confidentiality.
Handles customer complaints and escalates issues to supervisor as needed.
Maintains cleanliness in and around work station.
Recommends to supervisor possible methods to improve department.
Completes all required compliance exams on a yearly basis.
Adherence to all First United Policies and Procedures.
Dresses professionally.