Commercial Loan Admin Senior

Columbia Bank•Sacramento, CA

1d•$30 - $41•Onsite

About The Position

The Commercial Loan Admin Senior serves as a primary liaison for commercial customers during onboarding and ongoing management of banking relationships. Working closely with the Commercial Relationship Team and departments across the bank, the role supports complex C&I, construction, and term loans, as well as deposit accounts and other services. It requires subject-matter expertise in processes and requirements that support an exceptional customer experience. The position handles loan and customer documentation, servicing-system setup, closing conditions, customer requests, GL certification, and review of insurance, title policies, and UCC searches. It works with attorneys and other financial or legal resources to negotiate accurate loan documents and helps ensure compliance with bank policies and regulatory requirements. The role may coach, mentor, or train colleagues and perform other duties as assigned. This is an onsite role at 1015 7th St, Sacramento, CA 95814. The pay range is $30.00 to $41.00; the selected candidate’s rate depends on job-related factors. The role may also be eligible for performance-based incentive compensation. Occasional travel is required.

Requirements

More than 10 years of banking, loan administration, and documentation experience.
Highest-level specialized experience and knowledge of the commercial department or function, including proficiency in preparing complicated reports and documents.
Solid loan administration experience and knowledge of complex lending structures, letters of credit, borrower-based lending, multi-phased construction, and multiple collateral properties.
Knowledge of real estate construction draw analysis, reconciliation, and disbursement.
Ability to analyze title insurance commitment reports, including title exceptions, and prepare title and escrow instructions.
Proven analytical and problem-solving skills.
Ability to provide backup to a manager and provide direction to other associates as needed or requested.
Strong written and verbal communication skills.
Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.
Proficiency with personal computers and software such as Word and Excel, as well as other business machines.
Occasional travel.

Nice To Haves

High school diploma or GED (preferred).
Bachelor’s degree in business, finance, or a related discipline (preferred).

Responsibilities

Serve as a primary liaison with commercial customers during onboarding and manage existing relationships on an ongoing, day-to-day, and transactional basis.
Partner with the Commercial Relationship Team to obtain and review information needed for underwriting, documentation, and closing complex C&I, construction, and term loans, as well as deposit accounts and other services.
Set up, process, and monitor documents and files to ensure package completion, customer-request specifications, and regulatory compliance.
Prepare data input sheets and provide information needed to board customer relationships on bank servicing systems.
Maintain files with required documentation for third-party review and prepare files for timely audits.
Work with attorneys and other financial or legal resources to negotiate accurate documents that protect the bank’s interests in credit relationships.
Set up and monitor loan and financial ticklers, ensure closing conditions are met, and close loans within required time frames.
Work directly with customers to review and resolve problems or issues involving bank products and services and facilitate account maintenance and advance requests.
Perform GL certification, including research, balancing, and certification.
Analyze property and liability insurance, title policies and exceptions, and UCC searches for compliance with bank policies and procedures.
Demonstrate compliance with applicable bank regulations, stay current on regulatory changes, follow bank policies and procedures, and complete required training.
Maintain working knowledge of applicable written policies and regulations, including Bank Secrecy Act, Regulation CC, Regulation E, and Bank Security requirements.
As requested, coach, mentor, or train others and teach coursework as a subject-matter expert.
Demonstrate and foster Columbia’s corporate culture, take personal initiative, and serve as a positive example.
Perform other duties as assigned.

Benefits

Medical, dental, and vision plans for eligible associates.
401(k) retirement savings plan with employer match for qualifying associate contributions.
Employee assistance program.
Life insurance.
Disability insurance.
Tuition assistance.
Mental health resources.
Identity theft protection.
Legal support.
Auto and home insurance.
Pet insurance.
Access to an online discount marketplace.
Paid vacation, sick days, volunteer days, and holidays.
The role may be eligible for performance-based incentive compensation.