Commercial Lines Underwriter

Hastings Insurance Company • Hastings, MI

8d • Hybrid

About The Position

Hastings Insurance is seeking a Commercial Underwriter to join its Commercial
Underwriting team. This role plays a key part in
underwriting new and renewal
business, building agent relationships, and contributing to the overall
profitability and growth of our commercial book. The Commercial Underwriter is
part of a supportive team that values thoughtful decision-making,
accountability, and a passion for protecting what matters most to our
policyholders.

Requirements

• BACHELOR’S DEGREE IN BUSINESS, INSURANCE, FINANCE, OR RELATED FIELD PREFERRED, OR EQUIVALENT WORK EXPERIENCE.
• PRIOR COMMERCIAL UNDERWRITING EXPERIENCE AT A P&C INSURANCE CARRIER REQUIRED.
• STRONG VERBAL AND WRITTEN COMMUNICATION SKILLS.
• PROFICIENCY WITH MICROSOFT OFFICE AND ABILITY TO LEARN UNDERWRITING SYSTEMS.
• A COLLABORATIVE MINDSET AND CUSTOMER-FOCUSED APPROACH TO SERVICE AND NEGOTIATION.
• WILLINGNESS TO TRAVEL AND ADAPT TO THE NEEDS OF THE ASSIGNED TERRITORY.

Nice To Haves

• PROFESSIONAL DESIGNATIONS SUCH AS AINS, AU, OR CPCU ARE A PLUS.

Responsibilities

• REVIEW, EVALUATE, AND PROCESS COMMERCIAL INSURANCE APPLICATIONS IN LINE WITH UNDERWRITING GUIDELINES.
• BALANCE RISK SELECTION WITH GROWTH GOALS TO SUPPORT BOTH PROFITABILITY AND PRODUCTION TARGETS.
• APPLY SOUND JUDGMENT TO RISK ASSESSMENT WHILE STAYING WITHIN YOUR LEVEL OF AUTHORITY.
• COMMUNICATE REGULARLY WITH AGENTS AND INTERNAL STAKEHOLDERS TO PROVIDE RESPONSIVE, SERVICE-ORIENTED UNDERWRITING SUPPORT.
• STAY CURRENT ON PRODUCT KNOWLEDGE, PRICING STRATEGIES, AND COVERAGE ENHANCEMENTS ACROSS ALL LINES.
• SUPPORT TEAM INITIATIVES AND GOALS WHILE SERVICING AN ASSIGNED TERRITORY COLLABORATIVELY.
• ASSIST IN ONBOARDING AND MENTORING NEW UNDERWRITING STAFF AND TECHNICIANS.
• PARTICIPATE IN ONGOING PROFESSIONAL DEVELOPMENT AND CONTINUING EDUCATION.
• OCCASIONALLY TRAVEL TO AGENCY OFFICES IN COORDINATION WITH MARKETING AND LOSS CONTROL TEAMS.
• PERFORM OTHER DUTIES AS ASSIGNED BY LEADERSHIP.

Benefits

• a competitive benefits package that includes a 401(k) with company matching contributions, generous vacation and sick leave, fully paid tuition and professional development reimbursement, and incentive compensation bonus opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level