Commercial Lines Underwriter - Texas (REMOTE)
About The Position
Seeking a skilled and motivated Commercial Lines Underwriter to evaluate the acceptability of new applications, renewals, and endorsements for commercial lines of insurance. The role involves assessing risks, ensuring compliance with company underwriting standards, and fostering strong relationships with agents. The underwriter evaluates coverage including commercial fire, general liability, workers’ compensation, fleet auto, and business owners’ policies; recommends risk improvements and appropriate policies; determines pricing; and secures facultative reinsurance for applicable risks. The position also involves keeping current with underwriting practices and relevant laws, educating agents, collaborating with marketing and claims teams, and communicating with internal and external stakeholders. The salary is $90,000–$95,000 annually. A competitive benefits package, 401(k), paid time off, and professional development opportunities are offered.
Requirements
- At least 3 years of commercial lines underwriting experience.
- In-depth knowledge of commercial lines products and coverages.
- Strong communication and customer service skills.
- Experience with independent agency distribution and knowledge of agency relationships in the servicing area.
Nice To Haves
- Bachelor’s degree is strongly preferred.
- Supplemental insurance education or designations are a plus.
- Familiarity with target industries such as contracting, auto service/repair, restaurants, and small businesses/business owners’ policies.
Responsibilities
- Evaluate new applications, renewals, and endorsement requests for commercial lines, including commercial fire, general liability, workers’ compensation, fleet auto, and business owners’ policies.
- Assess risks and determine insurability based on property and operations characteristics, physical and moral hazards, and other relevant factors.
- Recommend risk improvements and select appropriate policies.
- Determine pricing using individual risk and experience premium modification factors.
- Secure facultative reinsurance for applicable risks in accordance with company guidelines.
- Maintain current knowledge of commercial insurance underwriting practices and applicable state and local statutes and laws.
- Educate and train agents by presenting technical and corporate information on commercial insurance issues.
- Collaborate with marketing and claims personnel to review agency performance and improve agency relationships.
- Communicate with internal and external stakeholders, including state regulators, reinsurers, agents, and co-workers.
Benefits
- Competitive benefits package
- 401(k)
- Paid time off
- Professional development opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
