Commercial Lines Underwriter

Merchants • Melville, NY

8d • Hybrid

About The Position

Merchants Insurance Group is a leading Property and Casualty Insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Melville, New York. The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners. Merchants Insurance Group is rated A- (Excellent) with a stable outlook by A.M. Best and is consistently recognized as a top employer and high-performing organization. We offer a hybrid work schedule, requiring two full days per week in the office, with flexibility to work remotely or onsite the remaining days. This model supports collaboration while providing flexibility and work-life balance.

Requirements

• College degree or equivalent work experience.
• 3+ years commercial lines underwriting experience.
• Strong background in underwriting commercial lines accounts and building agency relationships.
• Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.).
• Strong communication, organizational and computer skills.

Nice To Haves

• Property and Casualty insurance related coursework is a plus i.e. CPCU.
• Previous Agency relationships within the local insurance industry are highly desirable.

Responsibilities

• Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders.
• Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
• Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
• Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.

Benefits

• Flexible work arrangements, including flex scheduling and summer hours
• Hybrid work schedule.
• Competitive pay scale
• Generous paid time off package
• Health, Dental, Vision, Life Insurance, Short Term Disability
• 401(k) employer match amount is 100% up to 6% of your annual contributions.
• Outstanding company bonus programs
• Tuition Reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree