Commercial Lines Underwriter II

Western National Group & Umialik Insurance•Seattle, WA

2d•Hybrid

About The Position

Western National Insurance Group is seeking a Commercial Lines Underwriter to join their team. The individual in this role will have the opportunity to develop a book of business by writing and retaining commercial lines accounts through assigned agencies. The company is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. They are known as “The Relationship Company®” and define success as a measure of the relationships they’ve built over time, emphasizing friendly and helpful interactions.

Requirements

Demonstrated time management skills with ability to meet deadlines.
Strong negotiation and relationship-building skills.
Analytical with ability to exercise sound business judgment.
Possesses an in-depth knowledge of rating concepts.
Proficient use of various core systems, office and computer equipment, and software packages.
Bachelor’s degree in insurance or finance, or equivalent related experience.
At least two to five years of experience in a commercial lines underwriting role.

Nice To Haves

Demonstrated organizational and prioritization skills and ability to accomplish multiple time-sensitive priorities.
Demonstrated understanding of industry practices, standards, and underwriting concepts.
Demonstrated ability to communicate clearly and effectively both verbally and in writing.
CPCU, AU, or CIC certification.

Responsibilities

Builds and maintains strong agency relationships.
Effectively manages an agency territory to achieve established growth and profit goals.
Assesses risks and exposures on new and existing business to identify opportunities to maximize assigned territory growth and loss ratio objectives.
Uses general practices, processes, procedures, and established underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business.
Showcases demonstrated ability to consistently manage high risk / hazard business.
Applies high degree of knowledge in overall field and recognized expertise in specific areas.
Proactively mentors team members, resulting in increased effectiveness in one or more areas of knowledge or skill for colleagues.
Applies high degree of knowledge of coverages, forms, symbols, and endorsements per line of business with the ability to articulate to others.
Primarily focuses on writing new business as defined by annual goals, depending on the region.
Applies high degree of rating knowledge and experience, including composite rating and scheduled rating.