Commercial Lines Senior Underwriter (remote)

Grange Insurance Careers•Columbus, OH

5d•Remote

About The Position

Achieve profitable underwriting results in support of growth and profit objectives by appropriate risk selection, agency relations, book management, self-development, and assistance in professional development of others. This role involves selecting profitable risks by identifying and analyzing risk exposures against coverage desired, and managing and underwriting a book of business to maintain profitable results. The position also monitors new business production, renewal and policy retention trends, and agency production and loss ratio results within assigned territory to ensure objectives are met. It requires developing effective relationships with agents and other internal and external customers through effective communication, cooperation and periodic agency visits, and driving new business sales growth for Commercial Lines. The role also includes developing and maintaining full knowledge of all policy forms, coverages, rating plans and manuals for all property and casualty lines written, and assisting as needed in the training, mentoring and development of new or less experienced underwriting personnel. Additionally, it involves managing assigned work to meet or exceed time and quality service standards, reviewing referrals within guidelines and individual underwriting authority, and maintaining appropriate underwriting documentation. Agency management is a key component, including developing and managing the New Business pipeline, analyzing producer performance, identifying submission trends, executing actions to achieve retention and pricing objectives, participating in agency reviews, and supporting sales managers in training. The role also requires agency travel to increase producer awareness of underwriting appetites, philosophy, and product offerings, and embracing a culture of Continuous Improvement (CI) to increase efficiency and decrease waste. Placing reinsurance, assisting less experienced underwriters with reinsurance quotes, and assisting with audits are also responsibilities. The company values integrity, candor, ownership, working together, and doing the right thing.

Requirements

At least three years commercial multiple lines underwriting experience or completion of the Underwriting Training program or comparable experience within the property and casualty insurance industry required.
Must possess excellent communication, time management, decision making, and PC skills.
Ability to complete multiple tasks within set deadlines, be detail oriented, and have a willingness to participate in industry related continuing education and/or training (CPCU, INS, AU, AIS, CIC, etc) needed.
Outstanding negotiation skills, including the ability to deal with conflict and handle difficult situations as well as provide a high level of customer service are a must.
Travel as necessary (up to 25%) for agency visitations, agency meetings, seminars, etc.

Nice To Haves

Bachelor’s degree and/or CPCU designation strongly desired.

Responsibilities

Selects profitable risks by identifying and analyzing risk exposures against coverage desired.
Manages and underwrites book of business to maintain profitable results, by identifying changes in risk exposures or characteristics, changes in loss trends as measured by loss ratio, loss frequency or other measures.
Monitors new business production, renewal and policy retention trends, and agency production and loss ratio results within assigned territory to ensure objectives are met and if necessary develop appropriate corrective action alternatives to meet overall company objectives.
Develops effective relationships with agents and other internal and external customers through effective communication, cooperation and periodic agency visits.
Drives new business sales growth for Commercial Lines.
Develops and maintains full knowledge of all policy forms, coverages, rating plans and manuals for all property and casualty lines written.
Assists as needed in the training, mentoring and development of new or less experienced underwriting personnel.
Manages assigned work to meet or exceed time and quality service standards.
Reviews referrals within the referral guidelines and individual underwriting authority.
Maintains appropriate underwriting documentation on the system or in writing as required.
Develops and manages New Business pipeline to ensure a steady stream of business opportunities.
Analyzes quality, volume, mix of business and profit for assigned producers.
Identifies trends in submission activity and work to meet production targets as established.
Executes actions to achieve policy retention and pricing objectives.
Participates in agency review process.
Supports Sales Relationship Manager/Territory Sales Manager in conducting sales, product, and process training for agencies and their staff.
Responsible for agency travel to increase producer awareness of Enterprise underwriting appetites, philosophy and product offerings maximizing time with the right agencies.
Embraces a culture of Continuous Improvement (CI) and actively identifies opportunities for improvement to increase efficiency and decrease waste, aiding in expense reductions for Commercial Lines.
Exhibits the company’s core values of integrity, candor, ownership, working together and doing the right thing.
Places reinsurance and assists less experienced underwriters in obtaining reinsurance quotes.
Assists with audits for individuals, team, and department.