Commercial Lending Specialist I

Wings Credit Union•Apple Valley, MN

About The Position

Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking!

Requirements

High School Diploma/G.E.D. required
3+ years of customer facing banking experience required
Some commercial servicing experience required
Bondable
General knowledge of Commercial Deposit Account services and products.
Maintains current knowledge of Federal and State laws and regulations, as well as industry best practices, including BSA, AML, Patriot Act, CIP, and OFAC regulations and guidelines.
Proficient in the use of personal computer and software including Microsoft Word, Excel, PowerPoint, Edge and Outlook as well as alternative web browsers.
Proficient in bank operating platforms and an understanding of loan documentation software.
Proactive self-starter while gaining the skills to manage multiple responsibilities, reprioritization and shifting deadlines.
Accuracy and attention to detail, as well as utilizing critical thinking and judgement skills.
Strong interpersonal skills; comfortable working with people at all organizational levels; able to adapt to differing communication styles.

Nice To Haves

Associate's Degree Two-year post-secondary degree preferred

Responsibilities

Guided management of the process to track progress toward commercial acquisition and refinance loan closings: Prepares and facilitates regular meetings with lenders and analysts. Tracks assigned tasks and works with lender and/or leader to meet the closing timeline. Orders appraisal, environmental and site visit reports from established third-parties. Completes amortization schedules and lender closing costs worksheets. Collaborates with leader to review loan documents and discuss open questions. Drafts internally created loan documents (when applicable).
Follows an established checklist to ensure complete document packages are in place after closing: Booking new commercial loans to the core loan system in a timely and accurate fashion. Confirming that ticklers and covenants are established for future monitoring. Assembling and electronically filing complete loan packages in a timely manner.
Assists in the collection and filing of collateral perfection, lien protection items, and monitoring items throughout the life of the commercial loan portfolio, including but not limited to: Covenant tracking for required financial documents. Insurance coverage. Recorded Mortgage/Assignment of Leases & Rents and Final Title Policies. UCC Filings/Renewals/Terminations.
Awareness of regulations applicable to commercial loans and deposit accounts including: HMDA, for applicable loans secured by residential real estate. Other regulatory and legal compliance related to commercial loans and deposit accounts.
Serves as a contact point for commercial members with questions regarding their Wings commercial loans.
Takes on assigned daily requests from members such as statements, loan and deposit account questions and completes wires with some guidance from leader or other members of the team.
Assists past due payments, NSF items, and post-closing item collection tasks.
Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.