Commercial Lending Operations Specialist

Sun East Federal Credit Union • Aston, PA

3d • Onsite

About The Position

Sun East Federal Credit Union in Aston, PA is seeking a Commercial Lending Operations Specialist to join their team. This role is ideal for a positive, people-oriented individual with a strong work ethic who aligns with the credit union philosophy of "people helping people." The position offers a career opportunity with a stable and respected financial institution that provides avenues for professional growth and advancement. The role earns a competitive wage, dependent on experience, and comes with a comprehensive benefits package.

Requirements

• Associate or bachelor's degree in business, Finance, or related field preferred
• 3-5+ years of commercial loan processing experience or commercial lending operations experience
• Experience with CRE loans required
• Credit union experience preferred
• Strong understanding of commercial loan documentation and collateral perfection
• Familiarity with UCC filings, title policies, environmental reports, and construction draws
• Knowledge of commercial lending regulations (NCUA, FHLB, HMDA, ECOA) and risk management principles
• Experience with loan origination (Salesforce) systems and core banking systems (Epysis, Symitar, Synergy, Jack Henry)
• Strong organizational skills with attention to detail
• Ability to manage multiple complex files simultaneously
• Credit, criminal, employment, and education background checks are conducted on potential candidates.
• A post-offer, pre-employment drug test is also conducted.

Nice To Haves

• Credit union experience preferred

Responsibilities

• Coordinate processing of commercial real estate (CRE), C&I, construction, and SBA loans.
• Review loan packages for completeness and adherence to credit approvals.
• Order and track third-party reports (appraisals, environmental, title, UCC, flood determinations).
• Prepare and/or review closing documentation in collaboration with legal counsel.
• Coordinate loan closings and ensure accurate funding.
• Ensure timely and accurate onboarding of loans to core and servicing systems.
• Monitor pipeline reports and track loan status to ensure timely movement to closing.
• Identify bottlenecks and recommend process improvements.
• Maintain commercial loan procedures and documentation checklists.
• Assist in testing and implementation of LOS and system enhancements.
• Support post-closing review and documentation exception tracking.
• Ensure documentation aligns with approved credit memos and policy requirements.
• Assist with internal audits, loan reviews, and regulatory examinations.
• Track covenant compliance and reporting requirements as needed.
• Serve as operational subject matter expert for commercial loan products.
• Provide feedback on guideline clarity and operational feasibility.
• Assist in training lending staff on documentation and processing standards.
• Coordinate the annual review process to ensure it is completed in a timely manner.
• Review personal and business financial statements for completeness and accuracy.
• Ensure that loans are risk rated consistent with credit union policies and industry standards.
• Manage and maintain the document tickler report.
• Work with Relationship Managers to ensure the timely collection of financials, updated insurance, property tax payments, and other tickler items.
• Prepare monthly portfolio reporting on the commercial portfolio as requested by management.
• Satisfy mortgages or other liens in a timely manner.
• Perform other related duties as assigned.

Benefits

• Competitive wage
• Medical insurance
• Dental insurance
• Vision insurance
• Flexible spending account (FSA)
• 401(k) plan with company match
• Life insurance
• Interest rate reduction on loans
• Employee discounts on movie tickets, theme park tickets, and discounted tickets to local events

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree