Commercial Lending Officer

Jefferson Bank • San Antonio, TX

2d • Hybrid

About The Position

This position will develop loan and deposit business by calling on small to middle market commercial companies, professionals and associations primarily located in the San Antonio and surrounding market areas. Manage the loan process including credit underwriting, loan documentation and ongoing loan portfolio management. Play an active role in the community to further develop business opportunities. Assist on an as needed basis with credit and deposit needs of an existing loan and deposit portfolio.

Requirements

• 5 years or more commercial lending experience to include business development, credit underwriting, loan documentation, and portfolio management
• Ability to provide excellent relationship management and business development/sales skills
• Thorough knowledge of bank products and services
• Knowledge of Bank Core Systems
• One year supervisory experience
• High School Diploma/GED
• Credit analysis and underwriting skills
• Excellent presentation, verbal and writing communication skills
• Networking in commercial markets
• Excellent computer literacy in all Microsoft Programs (Outlook, Internet browsers, Word, Excel, Power Point, Adobe Reader)
• Ability to work with office equipment such as copiers, scanners, shredders, and fax machines
• Bank Core Systems
• Ability to work effectively with individuals and groups in managing customer relationships
• Ability to work independently
• Ability to connect and networking with business owners and leaders
• Ability to focus and interpret data to others

Nice To Haves

• Bachelor’s degree preferred

Responsibilities

• Call on prospective and existing clients to generate loans, deposits and referrals to other areas of the Bank
• Participate in community-oriented and professional organizations
• Cross-sell bank investment, trust, deposit and loan products
• Analyze financial statements, underwrite credit, prepare credit memos and assist in the preparation of loan presentations
• Ensure loans are documented and closed properly
• Ensure loans meet all regulatory and compliance guidelines
• Manage loan and deposit portfolio as established
• Present loan information to top management and board of directors

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED