Commercial Field Underwriter

Farmers Insurance Careers

10d•$76,275 - $144,875•Remote

About The Position

We are Farmers – where ambition meets opportunity. At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us. Join an award-winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do. Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let’s build something incredible together!

Requirements

3-5 years of commercial underwriting experience required, or equivalent combination of education and experience.
High School Diploma or equivalent required.

Nice To Haves

Bachelor's degree preferred.
Insurance industry designation preferred, or completion of three sections from CPCU courses 500/510, 520 or 551, 552.
Sales or marketing experience within the insurance industry preferred.

Responsibilities

Partners with assigned agents to support the profitability and growth of their agencies through sound underwriting practices.
Educates agents about commercial insurance products and assists in developing effective business plans.
Performs work with limited guidance from senior team members or a supervisor.
Travels to assigned agencies to support agents with their profitability, growth, and business retention objectives.
Uses working knowledge of commercial insurance products to educate agents and assist with designing effective business plans that incorporate sound underwriting practices.
Advises on underwriting philosophy, guidelines, practices, and risk appetite.
Collaborates to implement marketing plans and initiatives.
Trains agents and agency staff on property and casualty insurance products, with emphasis on commercial insurance.
Uses working knowledge of underwriting principles and practices to evaluate commercial insurance applications.
Analyzes data and assess applicant risk to determine coverage and premiums.
Makes decisions to approve or reject applications.
Underwrites commercial insurance policies within prescribed authority limits, up to the senior underwriting level.
Seeks guidance and support from senior underwriters on unique or complex commercial business.
Documents exceptions to established guidelines and important information related to underwriting decisions.
Analyzes market conditions to learn and understand the commercial insurance environment.
Uses market data and working knowledge of the insurance industry to recommend innovation and/or new product or service offerings.
Performs other duties as assigned.