Commercial Credit Services Group Manager

Regions Bank•Hoover, AL

3d•$185,859 - $239,840•Onsite

About The Position

At Regions, the Commercial Credit Services Group Manager oversees Commercial Credit Services teams responsible for underwriting business banking and middle market credit requests. This role ensures alignment with risk management objectives by enforcing policies, processes, and tools that promote a consistent and standardized approach to credit underwriting, including accurate risk ratings and oversight of both new and renewal credit approval activities.

Requirements

Bachelor’s degree in Accounting, Finance, or a related field
Fifteen (15) years of banking/credit experience and six (6) years of managerial experience
Completion of a major corporate credit training program or the equivalent corporate banking/corporate finance experience

Nice To Haves

Master of Business Administration (MBA) or a related degree
Ability to lead and coach others
Broad knowledge of credit disciplines and business strategy
Demonstrated self-starter with a strong work ethic
High level of knowledge in accounting and finance
Excellent analytical and problem solving skills
Excellent verbal and written communication skills
Strong interpersonal skills

Responsibilities

Develops and manages key performance indicators (KPIs) within the conventional underwriting team for approval documentation quality, credit servicing quality, and credit approval turnaround time
Serves as a liaison with Credit Review, Risk Management, and Audit teams to identify and address any weaknesses in the Conventional Underwriting team’s risk management practices
Oversees the hiring, development, and ongoing performance of regional team managers and associates supporting underwriting and portfolio management activities
Champions talent development and training initiatives to ensure Regions maintains a highly skilled workforce and a strong succession pipeline
Creates and maintains strong working relationships with key stakeholders including credit officers, client coverage teams, senior leadership, and Human Resources
Ensures new loans and renewals are underwritten to prudent risk standards and in compliance with the loan policy and the credit risk management policy
Serves in a leadership position for all risk management initiatives and activities regarding the conventional underwriting team
Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing, and risk rating
Serves, periodically, on committees, task forces, and groups as needed
Leads credit product support and activity delivery for the conventional underwriting team